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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
81% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Innovative Banking

5
I have been using chip for a number of years now and watched it diversify and break the mould for innovation in Fin-tech. Offering smart ways for people to save with their AI offering, their alternative Investment schemes and stock offerings give savers options to manage and grow their money in ways that would not normally be open to smaller personal investors. Reviewed on: 28th March 2023

Good Saving App

5
Good easy saving app, graphical layout is really nice and easy to use. Reviewed on: 28th March 2023

Top easy access savings!

5
Top rate easy access savings, a free prize account, full FSCS protection, and all set up via your smart phone. What's not to love?! Reviewed on: 28th March 2023

Simplified banking

5
Such an easy to use app with a very clear layout. When dealing with the support team with issues they have been quick to respond and issues addressed in a professional and quick manner. As far as banking app go this is by far my favourite one to use. Reviewed on: 28th March 2023

Excellent way to save!

5
Easy way to save small regular amounts with an excellent interest rate! Reviewed on: 28th March 2023

Chip savings

5
Great app very easy and straightforward to manage savings Reviewed on: 28th March 2023

Simple and rewarding

5
Easy to use, easy to benefit from. Reviewed on: 28th March 2023

Simple fast rewarding

4
Love how easy their app is and the cutting edge best savings rates I get. Quick to transfer out when I need the money in my current account too. Reviewed on: 27th March 2023

Can't beat that interest.

5
Highest interest for easy access, great app too Reviewed on: 27th March 2023

Changed my life!

5
I mean this quite honestly when I say before Chip I was unable to put aside and save even the smallest amount of money. Chip has changed my entire financial outlook, and I can’t thank the developers enough. Reviewed on: 27th March 2023

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