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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great Bank

I love chip, it’s really easy to use and always ahead of the curve in terms of interest rates and products. It feels like they put their customers first. Their communication is really good, so you never need to wonder about how interest rates might impact your account etc as they’ve already emailed you about this. The interface is user friendly and modern - linking the bank for deposits is ideal. It’s quick and straightforward. I’d recommend to anyone! Reviewed on: 26th March 2023

Best app of the year

An incredible app for saving. What Chip has done is to take all the hassle and friction away from saving. Simple. Automatic. Superb. Reviewed on: 25th March 2023

Simple, trustworthy effective

Love chip, I’m saving safely & regularly. Just awaiting the monthly draw win Reviewed on: 25th March 2023

Fantastic

It's great way to save money 100% worth downloading. Download and get saving Reviewed on: 25th March 2023

Old user and now shareholder

Only shame is it's not available in France now that I have moved out of the UK to France Reviewed on: 25th March 2023

Saving made easy

The ease of the auto save function is fantastic for building up a savings pot. On top of that, any queries or concerns about anything have been handled brilliantly by Chip employees. Reviewed on: 25th March 2023

Most often market leading savings rate.

Fairly simple savings app, leading rate, always improving. Reviewed on: 25th March 2023

Best banking app ever

Its got a good future in banking leading and development always at top. Reviewed on: 25th March 2023

Super savings accounts

Chip is and always has been efficient, super easy to navigate and use and reliable. As well as offering leading savings rates and versatile accounts. Reviewed on: 25th March 2023

Best savings rate right now!

Pretty respectable app, easy transfers and the best savings interest rate of any easy access account I'm aware of right now. Reviewed on: 25th March 2023

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