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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best in Class

Chip is easy to use and helps me to save money without even realising it. It's rates are often market leading and it's fast and simple to withdraw money if you get caught short. Wouldn't use any others after trying them. Reviewed on: 23rd March 2023

Chip

I find the Chip App so clear, informative and easy to use. The interest rate is comparatively very good. I have been very happy banking through Chip. Reviewed on: 23rd March 2023

Chipping Excellent

Chip is easy to use, encourages me to save and offers a stunning interest rate - we’ll ahead of others. Love it. Reviewed on: 23rd March 2023

Competitive with ease and convenience

All things to do with savings and investments, at competitive rates, all in one app. Very easy to use with a great user friendly interface. Reviewed on: 22nd March 2023

An essential app

Take the work out of saving and investing with chip. Thanks to chip I've managed to save over £10000 without put a single though into it. I recommend it to everyone interested in managing their money. Reviewed on: 22nd March 2023

consistent, market leading interest rates.

as per the title - interest rates are consistently market leading. Chip is my go to in my battle against the cost of living crisis. thank you! Reviewed on: 22nd March 2023

Easy & efficient transfer of funds. Great returns

Energetic start up, offering bold return rates on easy access savings accounts & a portal to the markets for easy micro investment, using a backdrop of stable tech'. Reviewed on: 22nd March 2023

Best way to save and best rates!

I love Chip, having used them since their early days to help me automatically save money without thinking about it. Since then they've gone from strength to strength, adding more features for saving and keeping the core app functionality that brought me to Chip initially! Reviewed on: 22nd March 2023

Great service

Love it! Easy to use, friendly service. Can't recommend them enough! Reviewed on: 22nd March 2023

Simple, great rates, access to funds

I’ve been using chip for a couple of years and have recommended to dozens of people in that time. From when it was purely a savings based app to what it is now, it’s simple, clear and gives access to great products. Reviewed on: 22nd March 2023

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