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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great app

5
Great app, easy to use really helped me work towards my savings goals without really realising it. Have recommended to family and friends Reviewed on: 23rd March 2023

Chip is user friendly and rewards their customers!

5
I really enjoying using Chip and have recommended them to my friends! Reviewed on: 23rd March 2023

Best savings app around!

5
Chip is definitely the best savings app around! Been with Chip for a few years and has helped me save so much and also the savings prize draw with a chance to win £10,000 is amazing! Reviewed on: 23rd March 2023

Very good app

5
Easy savings easy to set up and access Reviewed on: 23rd March 2023

My savings balance grows like magic

5
The small auto-saves are hardly noticeable, but when I check my savings balance it's absolutely amazing how quickly it grows! Really impressed by this app! Reviewed on: 23rd March 2023

Best savings interest rates

5
Easy to use and excellent customer services. Being able to save without pain. Reviewed on: 23rd March 2023

It really did work!

5
Very clever AI system that really does know how much I can (and can’t) save each month. After 3 years, didn’t expect to have so much! Reviewed on: 23rd March 2023

Perfect

5
Im very forgetful and never remember to save, never mind make the money free to save. With chip though, i have been able to save a decent amount of money for holidays and car insurance so i can pay it yearly, and still have a good chunk of money saved up for emergencies. It's fantastic, ive recommended it to lots of people who now use it, unfortunately for me though i did it before any of the refer a friend incentives so i didnt get anything for it lol. Reviewed on: 23rd March 2023

Easy, auto saving is a dream!

5
Great experience, been with Chip for a few years now. They have market leading rates, saving is automated and based on how much money in my account, very clever! I've saved so much more with Chip than I would have without it. Reviewed on: 23rd March 2023

The future is safe with Chip

5
This app is incredibly amazing, I have been using for over a year, I have finally setup the way I wanted from the app, believe it or not, I am now starting to reaping rewards from the app, savings and most of all, it was keep my finance in healthy balance. It is crazy of how the app can prove that traditional banks is now in the past. This is the future. Reviewed on: 23rd March 2023

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