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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Yes to chip

5
This is a great way if saving without knowing too much about it, everytime I log in I'm surprised about how my savings have grown Reviewed on: 22nd March 2023

A Brilliant Way To Save

5
Chip has help my savings grow from 0 to over 2,000 in less than 2 years! An easy interface and foolproof methods of saving make it something I would recommend to everyone. Reviewed on: 22nd March 2023

No Hassle Easy Saving

5
I’ve loved saving with chip over the last few years, the savings come out in small amounts so you don’t miss it, and keeps it separate from your main bank account so better for me so I don’t “see it” and spend it. Great app too - never had any problems at all - when I had a query the Chip team were fast to get hold of - informative, helpful and friendly. Reviewed on: 22nd March 2023

Accessible & User-friendly

5
Chip is a very dynamic platform that listens to the customer's and their ever changing needs. The app and the whole concept went through a lot and transformed to what it is now thanks to everyone who invested in this project is some form. To me, Chip feels contemporary, competitive, customer-focused and something worthwhile to try out, therefore I can recommend it to anyone who consider to try something new. Reviewed on: 22nd March 2023

Best savings app

5
Chip is by far the best savings app on the market. It's easy to use and has so many great features. They always increase the interest rates quickly when the base rate changes and their Prize Savings Account is very innovative. Reviewed on: 22nd March 2023

Market leading easy access interest rates

5
The brilliant customer service and market leading interest rates make this a no brainier to recommend to anyone, they've also received mention from industry experts like Martin Lewis Reviewed on: 22nd March 2023

Brilliant

5
A fabulous proposition, easy to use, competitive and most importantly, their customer service is second to none. They fully understand the question, are polite and responsive, and sort the issue/respond to the query rapidly Reviewed on: 22nd March 2023

Great savings app

5
offering the best interest rate on the market and making regular saving and investing easy and automated, what is the to love about chip Reviewed on: 22nd March 2023

An easy to use and pleasant user experience!

5
A fantastic range of financial products with the scope to truly manage your money with ease. This has made life easier, and the whole experience is easy and pleasant. Reviewed on: 22nd March 2023

Fantastic saver app

5
Fantastic all round savings app with extra perks and at a great rate with new added features continually added Reviewed on: 22nd March 2023

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