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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

easy and convenient

5
Great little App to manage savings Reviewed on: 22nd March 2023

Automate Savings

5
Was easy to create the account, link it to my main account and automate the savings. Reviewed on: 22nd March 2023

Great bank

5
So easy to use a great return on savings. Reviewed on: 22nd March 2023

What is the point of traditional banks?!

5
Chip has provided me with education on my finances, supported my savings and made them go a lot further. Having somewhere I know my savings will not just die in a ditch is such a relief. So easy to use and to move money. I also love their alternatives schemes! Reviewed on: 22nd March 2023

Great Savings Rates & More

5
Chip offer great savings rates and so much more all ways improving it's app experience. Reviewed on: 22nd March 2023

Excellent

5
Excellent experience with chip, planning to continue Reviewed on: 22nd March 2023

Simple, straight forward and reliable

5
Great concept well delivered that does exactly what it says on the tin. Very customer focussed and super reliable Reviewed on: 22nd March 2023

Love Chip!

5
Times are hard financially at the moment and anything that helps you save, especially in a way where you hardly notice the money 'going', is a brilliant thing in my book! Reviewed on: 22nd March 2023

Simple to use and best rates

5
Chip has the best saving rate currently. The app is simple and user friendly to use Reviewed on: 22nd March 2023

You NEED chip!

5
Chip is my absolute fave savings app. It is so easy to use and I love the auto save functionality. The pay day put away allowed me to save as soon as I am paid. Also it helped me start investing my money in an easy and understandable way Reviewed on: 22nd March 2023

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