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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

I always recommend Chip!

I had to rethink my financial future as a disabled person on a low income. Before Chip, it was incredibly difficult for me to retain savings, even small sums as there were always unforseesbles occurring and draining. It felt impossible to build a pot for emergencies, but with Chip and its variable savings methods, and great interest options, I feel closer to my dream sum. It actually feels possible to meet milestones now, rather than feel trapped by my financial situation. Thanks Chip! Reviewed on: 22nd March 2023

Why I love chip

Chip is a very user friendly investment and savings app. It will collect money you never knew you had by use of the app and you can then invest or save at excellent rates and low cost. If you have a problem a help desk with real people (unusual in this market) will sort your issue. Great products and service Reviewed on: 22nd March 2023

Brilliant App and Company

This company has helped me start to out away my retirement savings in such a way that I don't hace to think about it and I don't even notice it coming out of my account. I love it! Their customer service team has always come across as extremely friendly and knowledgeable and I wouldn't hesitate to recommend Chip to friends and family (and have done!) Reviewed on: 22nd March 2023

Saving made simple

Fantastic way to put money aside for those big (or small) goals! Easy to use app, and very easy to set and forget and let the savings build up while you get on with your life. Reviewed on: 22nd March 2023

Easy to use and great customer service

Very straightforward and easy to use app. Amazing customer service also - not typical of the legacy banking industry. Reviewed on: 22nd March 2023

Chip Chip!

Excellent service and customer service! Keep it up! Reviewed on: 22nd March 2023

Great app

great savings app and best rate of interest in the market Reviewed on: 22nd March 2023

Effortless saving

Simple great product, efficient effective way to save Reviewed on: 22nd March 2023

Chip is a winner

Been with chip now since they first started up and they have cone a LONG way since then. So many options to invest and one of the best interest rates about. Highly recommend to all. Reviewed on: 22nd March 2023

A Great Way to Build Wealth

Chip are fantastic at helping build savings and wealth. To give an example, my Mum who is in her 70s has never been able to save, she's been using chip for over 3 years and has managed to accumulate a few thousand in savings and is now planning a dream holiday. Great bit of technology. Reviewed on: 22nd March 2023

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