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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use

5
Super simple one stop shop to invest or save. Reviewed on: 22nd March 2023

Great app to use

5
The app is so key when organising finances, would recommend friends to use Reviewed on: 22nd March 2023

Great savings account

5
Great savings account that will round up cash and put it away to save for you. Great for people that are not very good at saving money Reviewed on: 22nd March 2023

Great interest rates and a user friendly App

5
The interest rates are always generous and TVs App easy to use. Staff are helpful and knowledgeable if you need to get assistance. Reviewed on: 22nd March 2023

Easy-peasy, lemon squeezy!

5
At first very apprehensive depositing my hard earned money. I would deposit a little then later withdraw it. The more confident and relaxed I became the more immersed I was. It’s perfect for saving, especially the auto save, taking a little at a time, almost unnoticeable. Before I knew it I had a substantial amount saved. I am very confident with this banking system and would highly recommend to you. Reviewed on: 22nd March 2023

Excellent UX

5
Chip deserves to win, excellent customer service, great app Reviewed on: 22nd March 2023

Brilliant service. Easy to use

5
A great service which is easy to use. Reviewed on: 22nd March 2023

So Crucial

5
I started using Chip a year ago and now I have a really handy savings pot as well as a fun Prize Savings Account! Reviewed on: 22nd March 2023

Truely Easy Access Savings

5
The App works very well and I can easily add or withdraw funds instantly. Also the best rate of return for this type of account. I'm very happy to be saving with Chip and have recommended to several friends. Reviewed on: 22nd March 2023

The best auto savings with the best rates

5
Chips membership plans give great flexibility for all. For auto saving there is no better app and they continue to increase the interest rates to align with and beat competition... No need to switch accounts etc Reviewed on: 22nd March 2023

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