Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

The easiest way to save

5
Chip has made it so easy to save. The automatic saves come out in small amounts, so you barely notice it, but it soon adds up. I've struggled with savings since buying a house and paying off a mortgage, but I've managed to save over £5k since using Chip. Reviewed on: 22nd March 2023

The easiest way to get the best interest on Savings

5
I've been using Chip for some time and recommend it to many others. It is an easy to use, has a great UI and is clear about what options are available to help you save money. They also provide a great selection of options to tune your savings as you want to. Reviewed on: 22nd March 2023

Chip App

5
First Class, does what it says on the tin! Reviewed on: 22nd March 2023

Great app for saving

5
I have been using Chip for over a year and it has helped me save more than I consciously did before Reviewed on: 22nd March 2023

If you've found it hard to save in the past - this is great. It's automatic

5
No complaints at all. You just leave Chip to do the work. Reviewed on: 22nd March 2023

All Rounder

5
Great for getting the most for your money and is simple to use and understand. The user interface is particularly pleasing. Reviewed on: 22nd March 2023

Great way to save without realising

5
It’s an amazing bank, I have been saving money through it for a couple of years now and as a result I have been able to out away money I would have otherwise spent on coffees and takeaways! Reviewed on: 22nd March 2023

Great concept

5
great concept and easy to use, quick to set up Reviewed on: 22nd March 2023

Easily save money

5
Chip has helped me save money without having to think too hard about doing so, the auto saves feature has been great Reviewed on: 22nd March 2023

Simple and innovative way to save money

5
The app will save you money. There is no doubt about that. And it will be effortless on your behalf. You simply cannot lose! Reviewed on: 22nd March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products