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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great app that saves a lot of time and concerns

5
I was too lazy regarding my savings and investments (since I do not have a lot of money to invest yet), but Chip helped me to start without spending time to manage it. Love the app! Reviewed on: 22nd March 2023

Chip is very fantastic and helped me a lot

5
They helped my fianance and after that I managed my finances very well. Reviewed on: 22nd March 2023

Best interest rate

5
So easy to use and it's amazing that my money can work for me, especially given the current climate Reviewed on: 22nd March 2023

Simple and great app

5
Great app to use and very simple to navigate round. Would recommend to anyone! Reviewed on: 22nd March 2023

Chip makes you want to save!

5
Due to easy nature of saving with Chip, it just wants to make you save more! The rates are good and Chip reacts quickly to change interest rates. They keep you up to date with better accounts they have and offer competitive rates and deals. I love the easy way I can withdraw (instantly) and deposit as when I want to. They are also innovative and look to the future for offering a better platform to customers. Thank you Chip, keep up the good work!! Reviewed on: 22nd March 2023

Excellent bank!

5
Chip have enabled me to ramp up my saving efforts with their great interest rates and excellent range of funds. Reviewed on: 22nd March 2023

Best saving account today

5
My journey with chip started a few years ago now. It is the easiest online savings account application I have used to date and everything is super user friendly. Whenever I have had an issue the team are always quick to reply to my messages and helpful. Chip also provides some of the most competitive interest rates which is a big bonus to staying with them. I can’t rate my experience highly enough and always recommend friends setting up an account. Reviewed on: 22nd March 2023

innovative financial technology company that has revolutionized the way people save money

5
Overall, Chip is an excellent financial technology company that has made saving money easier and more accessible for everyone. With its personalized approach, innovative features, and strong community support, Chip is a great choice for anyone looking to build up their savings and improve their financial well-being. Reviewed on: 22nd March 2023

Brilliant

5
An absolutely brilliant way to save with great rates of interest. It’s so easy, I’ve saved 1000s thanks to Chip and would recommend it to everyone. Reviewed on: 22nd March 2023

Highly recommended

5
Has helped me to save much more than I would have been able to without it. Painless and easy to withdraw when needed. Has encouraged me to make some small investments too. I recommend chip all the time. Reviewed on: 22nd March 2023

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