Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Absolutely fantastic

This app has helped me immensely save for the future and with the added benefit of being able to invest in Chip and be part of the future growth. The team at chip are just amazing. Reviewed on: 22nd March 2023

Excellent way of saving

Easy and effective way of saving my money Reviewed on: 22nd March 2023

Simple, easy to use savings app

So simple I often forget I have it rounding up my transactions and fine I have a few hundred more saved than I'd calculated. Lovely stuff. Reviewed on: 22nd March 2023

Great money saving app

Makes life easier to save without having to think about it Reviewed on: 22nd March 2023

My favourite bank!

Great interest rates, the app is super easy to use and the customer service is fast and fuss-free. Reviewed on: 22nd March 2023

simple and excellent

Very easy to setup and use this app Reviewed on: 22nd March 2023

The best app for personal finances

Chip have nailed this - they continue to improve and stay ahead of the rest. They have a focus on all parts of personal finance and also offer amazing savings rates too. Keep up the good work! Reviewed on: 22nd March 2023

Great new ways of Saving

I have found the app to be really good. The only issue I see are the monthly fees. As someone who doesn't have the ability to save large amounts, the fees for chipx can outweigh the profit. I think the fee should just increase at different points rather than one flat rate fee. Say 1-1000 fee is £1pcm, 1000-10000 is £2 pcm and upward. It would make it less difficult for people with lower amounts. And likey increase their level of saving. Apart from that easy to use, and offers alternative Investments. Reviewed on: 22nd March 2023

Easy saving tools

Good app with a variety of options for saving, good interest rates and easy to use Reviewed on: 22nd March 2023

Feeling Chipper

I love Chip and would like to see them crowned as winners! Reviewed on: 22nd March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Curve Card
from Curve 3.64 from 96 reviews
Spot app
from Spot 4.98 from 736 reviews
App
from Daily Budget 4.29 from 8 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1046 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub