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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Smarter smart saving app

This is how banking should be. Always the first to raise saving rates, instant transfers, easy investing options - showing how they’re doing clearly, and openness about charges. If they made a current account I’d switch from the traditional my big slow traditional bank quicker than Chip raise their saving rates. Reviewed on: 22nd March 2023

Easy peasy.

Chip makes it easy for for ordinary people to save and invest. Reviewed on: 22nd March 2023

Best savings app

More products - Better Savings. Chip is a winner in opening up new opportunities for everyone - What better way to win the coveted British Bank Awards 2023. Others will then try to follow their lead. Reviewed on: 22nd March 2023

Chip should be the go to savings app

Tech enabled app and attractive savings account vs Premium Bonds Reviewed on: 22nd March 2023

Great savings rate

Great savings rate! User interface also intuitive. Reviewed on: 22nd March 2023

Top easy access savings

Market leading savings rate, now with £85k cover. Reviewed on: 22nd March 2023

Chipper

Easy to use and save, with the added bonus of the chance to win cash! Reviewed on: 22nd March 2023

The Easiest way to Save

I always meant to save money each week for that "Rainy Day" but, of course, it never happened, it was always "I'll start next week". Since I opened my Chip Savings Account, it is done a couple of times a week and it's amazing how it accrues so quickly without even feeling it. It has saved me on a couiple of occasions when I have had to suddenly find some emergency money.. A great way to save that I would recommend to anyone. Reviewed on: 22nd March 2023

Smart savings & Investments

Absolutely fantastic way to save easy and accessible way to save or invest or both. Great staff who are always helpful and quick at sorting any issues. Reviewed on: 22nd March 2023

Way better than the high street banks

Chip has helped kick start my savings journey. By being able to have automatic savings where an amount relevant to the amount in my bank is taken on a weekly or twice weekly basis has been brilliant. You can start at the lowest level and still save without it being too onerous. You can pause it or remove your money all Instantly. Their savings ethos for customers is great - if interest rates go up they put their rates up - straight away - not months later! It’s been brilliant and I’m still on the journey. Reviewed on: 22nd March 2023

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