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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip

5
Excellent user friendly app. Very informative and well laid out. Reviewed on: 22nd March 2023

Fire and forget. My favourite way to save

5
I love how chip works in the background to save me money More recently I've moved my NS&I premium bonds over to chips prize saving account due to the better rate Reviewed on: 22nd March 2023

Incredibly innovative

5
Incredibly innovative industry leading saving app Reviewed on: 22nd March 2023

Amazing saving app

5
Excellent, this is the way forward for banking. Reviewed on: 22nd March 2023

The best investment and saving platform!!

5
Chip is the best investment and saving platform!! Reviewed on: 22nd March 2023

Saving made easy

5
Top rated saving account and it does it all for me. So easy and helps me to save money Reviewed on: 22nd March 2023

Good product, good rates, but be careful

4
I like chip a lot. It has a good app and good rates/accounts. They have changed their fees a few times over the past couple of years so worth checking what you pay when setting up auto saves and stuff. Reviewed on: 22nd March 2023

Really great savings app

5
This app has really made a difference to my life - it has finally helped me start to save my money and be more careful. Half the time you don't even realise the money has left your current account. Reviewed on: 22nd March 2023

easy to use and great interest rates!

5
I've been with chip for a while, and it's a very useful tool for saving Reviewed on: 22nd March 2023

Life sorted

5
I've used Chip for many years and it is amazing at how much extra I can put aside and use the savings towards holidays, birthdays, and even my wedding in June this year! It is passive and the staff are so helpful if there are any issues. Reviewed on: 22nd March 2023

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