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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Good interest rate

Has changed interest rate frequently, always better than my wife's Marcus account. Easy to transfer cash. Reviewed on: 22nd March 2023

Simple app easy to use

All aspects of this ACC are simple to use. Reviewed on: 22nd March 2023

Great Savings App

Having been with CHIP for a good few years now, I think the only downfall has been my lack of financial knowledge. Great assistance from the “team” and all has been resolved. Highly recommended as there are different savings to suit your needs. Reviewed on: 22nd March 2023

Amazing app.

I’d recommend Chip for the award. I believe the company has only just started it’s fantastic journey. As for the the founders, carry on. Thank you all. Reviewed on: 22nd March 2023

Revolutionary Banking App: Simplify Your Finances and Take Control Today!

The app's user interface is easy to navigate, with a clean and intuitive user interface. You can quickly find the features you need. Reviewed on: 22nd March 2023

Alternative Savings

I have always struggled with saving, since getting chip a few years ago I have saved an average of £50 a week. With that I have managed to save for a deposit for a house and it has gone towards several holidays and activities! Reviewed on: 22nd March 2023

Simply the best

So easy to use, so easy to save, it just makes saving fun and you see your hard work with an amazing monthly interest. This is just what we all need right now! Reviewed on: 22nd March 2023

Saving Made Easy

I have been using Chip for a few years now and saving has never been easier. Make the secure connection to your banking app, set the rate of saving, a minimum balance you need to keep and any additional pay day saving you need to make and the app learns your spending habits and makes automatic saves. You hardly notice and get a pleasant surprise when you see how much you have building up. Combine that with market leading interest rates and you have an app worth having. Reviewed on: 22nd March 2023

it just adds up!

I've been using Chip for a few years, and it quietly squirrels away money, almost without noticing + their are great hassle free ways to invest Reviewed on: 22nd March 2023

Savings on a new level

I never thought that I could save money for a rainy day fund, but Chip is the ideal way to do it. Just small amounts, taken from the bank and put into the Chip account, have built up a.healthy balance. Even if you think there is nothing to save, even if it’s just a few pounds, it will take that small amount. You can even cancel a save if you don’t think you have enough money in the account. Brilliant idea. Reviewed on: 22nd March 2023

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