Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Top rates top service

5
Amazing savings app with market leading rates. Reviewed on: 22nd March 2023

Easy savings

5
Save money without even thinking about it Reviewed on: 22nd March 2023

Sensible Saving

5
Clever little saves from Chip that haven’t put me out of pocket have meant I have been able to have savings when I didn’t think it possible. Reviewed on: 22nd March 2023

Awsome one stop app

5
I love the interface and how easy it is Reviewed on: 22nd March 2023

Amazing app great interest rates!

5
The best interest rates I have found online! Easy to use the app and open accounts Reviewed on: 22nd March 2023

Great app

5
Easy to use and great interest rate Reviewed on: 22nd March 2023

Best app

5
Awesome app that makes saving a seamless experience. Reviewed on: 22nd March 2023

Great savings app

5
Great interest rates and so easy to use Reviewed on: 22nd March 2023

Great way to save money !

5
I’ve never been able to save but with this app you don’t notice! Highly recommended Reviewed on: 22nd March 2023

A simple straightforward way to save

5
I was rubbish at saving, if I had it I spent it.. similar to most people I guess. I was an early adopter to chip and found it fascinating how simple this was to actually save. I found most of the time I didn’t miss the money it wanted to save and if I did I could lower the amount manually. I know without this amazing tool, I wouldn’t have saved what I have now and definitely wouldn’t have had the interest I have from leaving it in my current account. It’s also aloud me to expand into saving with Crypto, clean energy and big tech, without all the faff. Reviewed on: 22nd March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products