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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Incredible

In the 2 years with Chip, I've saved more than I've ever saved. Plus the 3.4% interest is outstanding. This app has literally saved me. Reviewed on: 22nd March 2023

Save more, Earn More by Chip

Chip is the best personal saving app that offers highest interest rate in the country. It also provides other investment products for a one-stop personal finance solution. Reviewed on: 22nd March 2023

Best savings app ever!

The offerings are just off the roof. As a regular investor, i can vouch for this. Reviewed on: 22nd March 2023

All good

Great rates and useful functionality in the app. Reviewed on: 22nd March 2023

I was never a smart saver before Chip came along

I was never someone who saved for anything in particular, I always just spent from whatever was in my bank account. Chip changed that. In taking regular small amounts from my bank account to my Chip account I saved for things like holidays without actually realising any impact on my bank account. Of course, I always knew where the money in my Chip account came from, but because it left in small increments I never really noticed the impact on my bank balance, yet after a few months I had built up enough in my Chip account for a nice holiday. Reviewed on: 22nd March 2023

Saving made simple.

I used to struggle with saving but Chip makes it so easy. The automation of the saving systems and the intuitive of the UI makes saving so easy and thoughtless. Reviewed on: 22nd March 2023

Great way to save!

Chip has to be the easiest way to make regular savings easy, you don’t miss the money and your savings build up quickly. Reviewed on: 22nd March 2023

Opportunity easy access

Easy access to your money. Great Opportunities for shares. So far great, still fairly new for me. Reviewed on: 22nd March 2023

Chip banking

Great alternative banking... easy to use app... best intrest rate for an alternative bank Reviewed on: 22nd March 2023

eBank Apps

Best ever digitalization bank and easily accessible via mobile apps. Secure & fast transaction with added investment opportunities and good returns. Reviewed on: 22nd March 2023

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