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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Decent App But Poor Returns

Poor returns on the energy fund so far Reviewed on: 22nd March 2023

saving your bacon

it could literally save your bacon in the future, by helping you to accumulate a nest egg Reviewed on: 22nd March 2023

User-friendly app

In my several years of experience with Chip, as an early adopter, I have found the various transitions of the app to be user-friendly, the customer service to be proactive & professional & the savings rates to be competitive. Reviewed on: 22nd March 2023

Best Savings App!

Innovative, user friendly, the team are forward thinking, fantastic interest rate and choice of savings account as well as investments. Reviewed on: 22nd March 2023

Game changer

I’ve been using Chip for some time now from when they first launched actually. Their services really helped me save some money and earn some money from it also . Customer service is always amazing too ! Always recommended it to friends and family especially those who want to start saving and investing . Now I cannot imagine my future without chip. Highly recommend. Reviewed on: 22nd March 2023

Great savings platform

I like the facility whereby it automatically transfers spare money it has calculated I can afford to save from my current account to Chip's instant access savings account. The interests rates on this account regularly increase to make it the most competitive. I also like the range of Stocks and Shares ISAs and other investment opportunities on offer, which are easy to manage and keep track of. The app is very easy to use and gives me rapid access to the information I need. Deposits and withdrawals are easy to make and very quick to be actioned. Reviewed on: 22nd March 2023

Quick and easy

Easy way to save with good interest rates Reviewed on: 22nd March 2023

Best financial app!

One stop solution to all my daily needs! Reviewed on: 22nd March 2023

So easy

Love this app. So easy to save and invest. 100% recommend Reviewed on: 22nd March 2023

Great app

Great app that offers a value solution to save money in an intelligence an easy mode. Necessary in order to control your personal finances Reviewed on: 22nd March 2023

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