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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip is the top banana!

Easy / intuitive to use and now proper good interest rates Reviewed on: 21st March 2023

Chip bank can't be beaten

Chip has transformed my approach to banking and saving. I've had excellent customer service advice, my savings have grown and in every aspect I can't fault them. Reviewed on: 21st March 2023

Great savings rates simply

How easy it is to save with Chip!! What’s more they offer the best savings rate. Simple to use simple to save and simply the best instant access savings rates!!! I’m now saving on a more regular basis because it’s been made so easy. Thanks Chip! Reviewed on: 21st March 2023

Never been able to save until I got chip!

I've never been able to save, despite trying lots of different routes but with Chip, I just set and forget! Reviewed on: 21st March 2023

Great app, great savings generator

Been with chip a while now and gotta say it's saved me a fortune very happy and highly recommended! Reviewed on: 21st March 2023

Breath of fresh air!

Fantastic experience and great returns too.. what is not to like. Reviewed on: 21st March 2023

Investor

Excellent updates and success story in pipeline with best wishes Reviewed on: 21st March 2023

The future of Easy Banking

Chip, is very easy to set up and use with the link to your Bank, for approval. Once linked everything is very quick and easy, there different saving options available high rates off interest for the benefit of the customer, better than their own banks. Chip was recently rated on Money Saving Expert, website as having the best savings rate. Chip, has an account which gives prizes and money, all you have to do is have a minimum of. £100.00 in the account for a chance of winning the more you put in the more chances of winning. Even a top monthly prize £10,000 in the draw. Chip has payday put away choices into an account of your preference, for savings fund options like rainy days, holiday, car or saving for a deposit on property. Chip has excellent customer service, quick responses and advice when needed. Chip gives the options, for instant cash deposits and withdrawals when needed. Chip, offers links to ISAs, buy gold and make many more investments such as green energy, health-care and many more. Well worth a look the Banking of the future is here with Chip. Reviewed on: 21st March 2023

Best interest rates

Best interest rates for easy access Reviewed on: 21st March 2023

Fast, efficient, easy to use

Chip is amazing. The App is easy to use and information is clearly presented. I recently contacted customer services and had a really positive experience and personal service. I can't rate CHIP highly enough. Reviewed on: 21st March 2023

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