Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Great app

5
Easy, set it and forget it, and at market leading rates Reviewed on: 21st March 2023

Chip-ping away

5
Easy to manage money app, allowing easy savings and account views. Good rate of interest, user friendly Reviewed on: 21st March 2023

Great app & the best rates

5
Love the app, easy to use for deposits, interest builds quickly and when I need to take money out, withdrawals are quick and easy too. Thanks Chip! Reviewed on: 21st March 2023

So easy

5
I love this app. I don’t even notice I’m saving. The app is really easy to use too. Reviewed on: 21st March 2023

Chip makes saving fun

5
I like the interest rates on Chip savings account and how organised and intuitive the app is. Reviewed on: 21st March 2023

The app to be in!

5
Great capabilities, in a fun, and open environment. No strings attached, no bureaucracy, no complexities. Simple, efficient, and convenient. Reviewed on: 21st March 2023

Innovative products

5
I highly rate chip as a savings platform due to their competitive rates and innovative ideals. Reviewed on: 21st March 2023

At last a bank that rewards its savers

5
Chip has found the way to deliver an excellent customer experience through their brilliant App whilst rewarding customers with market leading deposit rates. Outstanding. Reviewed on: 21st March 2023

Changing the savings world

5
Amazing, it’s the future! Offering a new option to premium bonds is a favourite and the market leading rate! Reviewed on: 21st March 2023

Exceptional Savings App!

5
I love how Chip makes it so easy to save, tailored to my monthly income and expenditure. The app is so easy to use and I’ve even recommended it to my Mum who is not literate in technology at all! Reviewed on: 21st March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products