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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

CHIP - Best Personal Finance App

CHIP - Best Personal Finance App Reviewed on: 21st March 2023

Peaking your interest

Chip Instant Access savings account is currently offering the market-leading interest rate of 3.40% AER (variable). Reviewed on: 21st March 2023

Easy to use app!

This app is brilliant. So easy to use and so easy to top up your account by linking directly with your bank. Reviewed on: 21st March 2023

Chip Chip Chip Hooray

Great App making great savings Reviewed on: 21st March 2023

Banking has evolved

Chip is a really logical banking /savings system that reacts dynamically to interest rate changes. This means my savings are always earning the best rates of interest. Reviewed on: 21st March 2023

Overall was okay

My overall experience with Chip was okay. It took longer than usual high street app for any transactions though. Reviewed on: 21st March 2023

Best Savings app out there

Easy to use. Great rates. Easy to navigate. App is self explanatory. What else do you need in a savings app. Everything is there Reviewed on: 21st March 2023

One stop shop for all things money!

I use Chip as a general savings account and investment tool, and it excels at both. They're finally leading the pack in savings rates, and the variety of investment funds continues to be excellent, and with the prize account they started recently it's just getting better. Reviewed on: 21st March 2023

Chip is the best banking platform for savers

Really enjoy using Chip to manage my savings Reviewed on: 21st March 2023

Awesome bank

Simply the best! What a great bank! Reviewed on: 21st March 2023

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