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Chip: Savings app reviews

View other Chip products
4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Innovative approach to saving and products coupled with market leading platform and rates.

5
Have enjoyed market leading saving rates and innovative approach to investing on an intuitive and informative platform. Great engagement from a client and investor perspective too. Reviewed on: 21st March 2023
Graham Hawkins's avatar
Graham Hawkins

Love Chip makes saving easy!

5
Having struggled to save in the past, Chip has helped me to make savings whilst still having easy access to my funds. The automated saving option has been great for me as it calculates what you can afford, whilst still allowing adjustments. I look forward to saving more over the years to come with Chip! Reviewed on: 21st March 2023
Erik Cawthorne 's avatar
Erik Cawthorne

You can't get better interest at a bank

5
So the basis of it is where can you get interest worth anything at a bank. So I'm using chip and so far had no issues. Regular updates to security and reconnection are a bit of a pain but you have to remember they are at your benifit. So happy as Larry. Can't complain Reviewed on: 21st March 2023
Matthew Miller's avatar
Matthew Miller

The easiest way to save and invest - ever!

5
Save as much or as little as you want, every few days…….then make regular monthly saves and get paid a great rate of interest on all your money, what could be easier??! Reviewed on: 21st March 2023
Mark Crouch's avatar
Mark Crouch

Great app

5
Great app and easy to use too, helps with all my banking needs Reviewed on: 21st March 2023
Adam Suddek's avatar
Adam Suddek

It's helped me save thousands

5
It's such a brilliant idea, just let the AI calculate how much you can afford to save and little by little it all adds up. The app is so easy to use, it's helped me save over £10k in the last three years. Highly recommended Reviewed on: 21st March 2023
Arayjay's avatar
Arayjay

Easy to use online savings and investment app

5
I've used the savings account and prize account a lot this year and have appreciated how easy it is to use, the security and regular improvements in interest and account features. Reviewed on: 21st March 2023
thom's avatar
thom

Easy to use and great interest rate

5
Easy to use app - social aspect to finance which helps explain more abstract concepts in simple terms. Great rate of interest for an easy access account Reviewed on: 21st March 2023
Alan Durkan's avatar
Alan Durkan

Great to see it add up

5
It’s addictive, it’s easy and it’s the best rate about. Reviewed on: 21st March 2023
Giles Smith's avatar
Giles Smith

Top products, market leading interest

5
Easy to use app with a range of top products and market leading interest Reviewed on: 21st March 2023
Joe Fordham's avatar
Joe Fordham

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