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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great and easy to use!

I've been using the Chip savings app for a long time now, and it has completely revolutionised the way I approach saving money. The app is incredibly user-friendly, and the algorithm makes it easy to set personalised savings goals that are realistic and achievable. What I love most about Chip is its ability to automatically transfer small amounts of money from my account to my Chip accounts. It's a painless way to save a little bit every couple of days without even noticing. Plus, the app offers great interest rates and investment oppurtunities that make my savings grow even faster. Overall, I highly recommend the Chip savings app to anyone who wants to save money but struggles with discipline. It's an excellent tool that makes saving money effortless and fun! Reviewed on: 21st March 2023

All in one!

There are so many options offered. Whether it’s savings (some of the best rates) or investments. There is something for everyone. In a format that is straightforward and easy to follow cutting out all the jargon and the extra unnecessary bits! Reviewed on: 21st March 2023

Best interest rates, easy to use app

Best interest rates, easy to use app. Definitely recommend! Alternative asset opportunities… Reviewed on: 21st March 2023

Chip - modern easy fast

Excellent service, great rates, multiple financial options, modern company with modern investment opertunities Reviewed on: 21st March 2023

Simple to use, easy to understand.

Chip is super easy to use. I trust it’s no nonsense, customer first approach. I’ve saved more money with Chip than I ever did with other ‘standard’ banks. Reviewed on: 21st March 2023

Chip review

It’s a fresh change to normal banking good products and customer care Reviewed on: 21st March 2023

A great little app.

Makes saving painless! I forget about it until there's enough for me to withdraw and treat myself. Reviewed on: 21st March 2023

The best savings app EVER!!

I use Chip to save for multiple things and they are awesome, the communication from the team feels personal Reviewed on: 21st March 2023

Great products and app

Easy to use app and great interest rates. Responsive CS teams via chat/email facility. Reviewed on: 21st March 2023

Fantastic service, innovative product range

Been a customer of Chip and cannot praise highly enough how the business serves and communicates with its customers. Reviewed on: 21st March 2023

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