Smart Money People Logo

Chip: Prize Savings Account reviews

4.92
Based on 385 reviews, last reviewed 16th Apr 2026
11833% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find their accounts good and easy to sign up, a lo... I find their accounts good and easy to sign up, a lot of variety of products, I just like the way they operate with customer support etc. Reviewed on: 16th April 2026
Ian Davies's avatar
Ian Davies

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
Jeet Hirji's avatar
Jeet Hirji

About this product

Review Chip: Prize Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Prize Savings Account reviews (385)

I’ve saved with chip for a few years now - it’s easy...

5
I’ve saved with chip for a few years now - it’s easy to add or withdraw money, I and with a chance to win a prize too! I’ve only used customer services once but it was an easy process & I got a prompt, polite & helpful reply. Reviewed on: 11th February 2026

Literally zero hassle from day one.

5
Literally zero hassle from day one. Reviewed on: 11th February 2026

The Prize Savings account is a fun and motivational...

5
The Prize Savings account is a fun and motivational way to approach my savings — it helps me keep on track and I keep coming back to check for prizes. The odds seems better than Premium Bonds too. Reviewed on: 11th February 2026

Very good

4
Very good customer service and the Investmants opportunity with Chip is very user friendly and easy to understand. Plus the prize Savings Account is a great alternative to save money but to potentially earn great rewards Reviewed on: 11th February 2026

Great alternative to premium bonds

5
Great alternative to premium bonds and clear reward information Reviewed on: 11th February 2026

An incredible platform and company to save up with

5
Love the various aspects to do and linked with, CHIP, there are so many services at your fingertips savings, ISA,s, Prizes , finanicial support and tools. Reviewed on: 11th February 2026

Chip are That Bank

5
I have had a Chip account for many years now for savings. Whilst I was still working full-time their automatic saver was my favourite thing, I could often check back and find I'd saved much more than I would have done without it. Whenever I have had a problem, which is very rarely, the customer service has always been swift and attentive. Also, I've won multiple prizes (just little ones, but as they say, every little helps!) through my Prize Savings Account, which is always a nice notification to receive. Reviewed on: 11th February 2026

Simple and straight forward

5
Simple and efficient service and process for saving. Takes the effort out of things. Reviewed on: 11th February 2026

Great account to park some free cash and if lucky mi...

5
Great account to park some free cash and if lucky might win some lrizes Reviewed on: 11th February 2026

Chip is the best way to save, I never miss the money...

5
Chip is the best way to save, I never miss the money that’s taken from the account, and it all adds up nicely Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products