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Chip: Prize Savings Account reviews

4.92
Based on 380 reviews, last reviewed 25th Feb 2026
35600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026
P R's avatar
P R

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
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Jeet Hirji

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Chip Prize Savings Account reviews (380)

Great app for easy saving.

5
Easy to use and navigate, app works great. No problems. Reviewed on: 11th February 2026

No I interest paid on Chip prize draw

3
Prize draw funds don’t receive any interest. Probably unlikely to win so transferred money to an interest bearing account now. Reviewed on: 11th February 2026

This is a very innovative product and was very easy...

5
This is a very innovative product and was very easy to open in a few clicks. I have had a great customer experience. Reviewed on: 11th February 2026

It’s been a positive one, listened to.

5
It’s been a positive one, listened to. Reviewed on: 11th February 2026

Great way to save.

5
Great way to save. I've been a customer for years and totally recommend Chip. Reviewed on: 11th February 2026

Great concept.

5
Very easy to use. Love the concept. Nothing bad to say. Reviewed on: 11th February 2026

Easy access to my account.

5
Easy access to my account. Good communication. Reviewed on: 11th February 2026

Had very good experience with Chip.

5
Had very good experience with Chip. I use their savings prize account and I’ve never had any issues. Reviewed on: 11th February 2026

Been with Chip a few years now

5
Been with Chip a few years now, and have had an easy access savings account as well as a prize savings account. Pleased with the service and products and communication. Reviewed on: 11th February 2026

Excellent chance to win prize draw.

5
Excellent chance to win prize draw. Smart way of earning tax free money. Would be good if prize minimum value is increased to £15 instead of £5. Reviewed on: 11th February 2026

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