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Chip: Prize Savings Account reviews

4.92
Based on 380 reviews, last reviewed 25th Feb 2026
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Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026
P R's avatar
P R

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
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Jeet Hirji

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Chip Prize Savings Account reviews (380)

Good solid savings platform

5
Very easy to use interface, and any winnings get paid straight in to your savings account. Moving money between accounts is also straight forward, with clarity on whether you are close to your limit if applicable (like the fixed saver) and when the limits reset. Also easy linking to your external bank account for easy and instant transfers in and out of your account. Reviewed on: 11th February 2026

Great and easy to use

5
Great and easy to use. Clearly cares about its users Reviewed on: 11th February 2026

easy and convenient saving plans

5
easy and convenient saving plans Reviewed on: 11th February 2026

Prize draw account for the win!

5
I have won a couple of prizes in the draw. It is a great savings account and such a simple to use platform Reviewed on: 11th February 2026

Brilliant savings app.

5
Brilliant savings app. Easy to use .I have been with them since the start. Great investment options too! Reviewed on: 11th February 2026

makes saving money more easier and exciting when you...

5
makes saving money more easier and exciting when you get entries to win extra money on top of what you’ve saved! i’ve won twice already, also have another savings account where the interested goes up daily it’s does make a massive difference than any other savings account i’ve used before! Reviewed on: 11th February 2026

The prize savings account is very rewarding

5
I have found the prize savings account with Chip the most rewarding out of all the banks I have tried. It’s regularly kept updated to keep it interesting and the communication is excellent from Chip’s marketing. Reviewed on: 11th February 2026

My story with chip

4
Saving money with chip worth, most over at the beginning when percentage of interest was very competitive. With the saving money you have at the end of month you can play with your money and do the best for your future. I also have the chance to open the prize saving account but I’m still waiting to be the lucky one Reviewed on: 11th February 2026

Love everything about Chip - from the ISAs to the Pr...

5
Love everything about Chip - from the ISAs to the Prize Draw Savings account. Every interaction is personable and friendly whilst efficient. Reviewed on: 11th February 2026

Chip has a variety of different account but the priz...

5
Chip has a variety of different account but the prize saving account is very unique Reviewed on: 11th February 2026

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