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Cleo: App reviews

Name: App
Rating: 4.68 (131 reviews)

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4.26

Based on 131 reviews, last reviewed 16th Oct 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

81%

14%

3 star

2 star

Latest highest rating:

5

An AI driven handle on your finances It's the missing link between traditional banking and challenger banks. Plug this into your old high-street banking service and suddenly it's like you... Read more Reviewed on: 9th February 2019

Latest lowest rating:

1

They charged me twice for a cash advance. They charged me twice for a cash advance. I emailed them to inquire about a refund. They claimed they refunded the money but it's been two weeks and ... Read more Reviewed on: 16th October 2025

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About this product

Thinking about signing up for the Cleo app? Read our Cleo reviews to see what people like you are saying about using Cleo day to day. Whether you want to take control of your finances, or are just interested in Cleo's futuristic technology, see what our community has to say about using Cleo in the real world. Already using Cleo? Please leave a review of your own and help others decide if Cleo is right for them!

Cleo App reviews (131)

Review of the Cleo, App:

hear non-existent support services

This app is frustrating in its circular functions and structure, and inability to provide actual support outside of the bot functions. The information is confusing and unhelpful. Would not recommend Reviewed on: 4th October 2019

Great for staying on top!

I downloaded Cleo a few months ago and was ar first skeptical about the functionality of the app. After a few weeks of using the interactive service I fell in love. Cleo is the easiest way for me to set a budget, stay on top of my spending and categorise my money. I find it extremely helpful and easy to use. Reviewed on: 21st November 2017

Life saver

Cleo is a life saver! Always on hand to keep me updated with my payments but also great to help keep everything light and fun with helpful notes and gifs Reviewed on: 21st November 2017

Most useful app ever!

So pleased I found Clio, she has made me a lot more mindful of my spending & is helping me get out of debt. Reviewed on: 21st November 2017

Best way to stay on top of your finances

I love the fact that I can check which bills are left to pay at any time during the month, but that's just one of many features Cleo has. The service is fun to use, customisable and frequently updated based on user feedback. Oh, and I started saving money too!!! Reviewed on: 21st November 2017

So easy and insightful

I use Cleo for quick info on my accounts - I can ask if an expected payment has gone out or refund come in and get an immediate answer rather than having to faff about logging into my account and trawling through my transactions. Also great for a heads up when you’re overspending. Very user friendly. Reviewed on: 21st November 2017

Smart offering with a lot of potential

I’ve been a big fan of Cleo since joining the service. It’s ace for asking brief questions and finding out where you’re spending the most money - namely the Thai place I grab lunch from most days! Their insights are becoming more valuable and I look forward to seeing how these develop as the app moves forward. Reviewed on: 21st November 2017

Great!

Really handy! It's great to see trends in my spending without the faff of entering every spend manually or traipsing through statements. All sorted in a few seconds and on the go. Reviewed on: 21st November 2017

Ridiculously easy to use & easy to read

A multi-platform, modern, natural language, reporting and trending tool to keep on top of your spending. No need to install another app, integrated into Facebook Messenger as a sassy bot! Reviewed on: 21st November 2017

I love it!!

Absolutely love everything about this app, it really helps me budget!! I would recommend it to anyone to help manage their finances xx Reviewed on: 21st November 2017

Intelligent Guilt Trip

I love cleo for the regular guilt trips on my uber use, Pret spends and general monthly outgoings. Like having my mum read my bank statements but with an added meme for good measure Reviewed on: 21st November 2017

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