Write a review

Go to business site

Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

View other Clockwise Credit Union products

4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

Read all reviews See your review

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Good experience been a customer for 15 years

Good experience been a customer for 15 years Reviewed on: 29th April 2025

Helped me when I needed it the most

Helped me when I needed it the most Reviewed on: 29th April 2025

Great experience my application process went smoothly.

Great experience my application process went smoothly. Reviewed on: 29th April 2025

Applied for loan once all details were sorted it was...

Applied for loan once all details were sorted it was straight forward Reviewed on: 29th April 2025

The Wedding

I had a loan from credit union in Lincoln s few years ago for my daughter's wedding I didn't have any savings as I love on my own and a carer at that time,the staff where lovely had £500 my daughter had fantastic wedding and continued to save with them I find it good as I couldn't easily get my money or spend it. Reviewed on: 29th April 2025

It was easy and hassle free no complicated forms and...

It was easy and hassle free no complicated forms and getting money was fast. Very stressful free. Reviewed on: 29th April 2025

Applying for a loan with Clockwise Credit Union was...

Applying for a loan with Clockwise Credit Union was a straightforward process, my application was approved within a couple of days and the customer service team were very helpful. The loan was a massive help and was life changing. Reviewed on: 29th April 2025

Easy application.

Easy application. Communication isn't very good though Reviewed on: 29th April 2025

Great experience

Great experience using your service. I wouldn't hesitate to use you in the future. You make everything so seamless! Thank you Reviewed on: 29th April 2025

Clockwise helped bring music to my fingers

Clockwise helped me out when no one else would, they have yet to have issue with me, nor I with them. Thanks to them , I have a chance to learn how to play 2 instruments I have been itching to play for years, I am grateful to them for that. Reviewed on: 29th April 2025

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pawnbrokers
from Brown and Gold 0.00 from 0 reviews
Loans
from Nottingham Credit Union 5.00 from 6 reviews
Loans
from TM Advances 1.00 from 1 reviews

Want to see more from Clockwise Credit Union?

Savings
from Clockwise Credit Union 4.88 from 1507 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub