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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

Amazing and here is why

Little to no interest, they also take into consideration what days you get payed/how much ect to work out whens best for you to set a day to pay monthly and or weekly, not only this but they take very a small percentage of what you pay weekly/monthly and put it in a savings for you which you can view whenever on the app by the way, and once the loans payed off you will receive it, which i think is such a helpful addition to the company/app Reviewed on: 20th March 2024

Very very helpful!

Very very helpful! I needed a loan because my washer had broke and didn’t have the money to afford one. I applied and had the loan within 48 hours! Reviewed on: 20th March 2024

No hidden costs lovely team to talk too and very qui...

No hidden costs lovely team to talk too and very quick response Reviewed on: 20th March 2024

I was refused so many times by other lenders, just b...

I was refused so many times by other lenders, just because I have a bad credit score, but Notes and Lincs CUL actually took their time to check my payslips and bank statements to take a decision. And they approved me. I am very grateful and happy with them Reviewed on: 20th March 2024

With out Notts and lincs i would have no ware to go...

With out Notts and lincs i would have no ware to go i now have the best car i could have excellent service Reviewed on: 19th March 2024

Very good customer service and easy to acquire loan...

Very good customer service and easy to acquire loan provided you qualify. Reviewed on: 19th March 2024

They helped me to get the right loan that I could af...

They helped me to get the right loan that I could afford to pay back. Reviewed on: 19th March 2024

Very helpful, understanding & caring

They have always been very helpful, understanding and caring and having a disability this means soo much as can sometimes take longer to say things or explain something but I’ve never been made to feel uneasy. It’s just like speaking with a friend. They don’t make you feel bad for asking for help or a little more information in detail. Thank you soo much to you all Reviewed on: 19th March 2024

Very happy Notts and Lincs Credit Union customer

I have been a customer of Notts and Lincs Credit Union for several years and have always been impressed by their attention to detail and friendly customer service. They are very easy to deal with, and communication is straightforward via their website and app. Reviewed on: 19th March 2024

Very easy to communicate to staff and very helpful i...

Very easy to communicate to staff and very helpful in dealing with issues Reviewed on: 19th March 2024

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