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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

The process was easy and straightforward and the sta...

5
The process was easy and straightforward and the staff were supportive and helpful every step of the way Reviewed on: 19th March 2024

Great quick no hassle money in same day

5
Great quick no hassle money in same day Reviewed on: 19th March 2024

Used it twice really good never had a problem to...

5
Used it twice really good never had a problem to pay Reviewed on: 19th March 2024

Have had a few loans from them and it is very easy t...

5
Have had a few loans from them and it is very easy to apply. A decision is made quickly and then the funds go straight into your account. Would certainly have another loan with them should the need arise Reviewed on: 19th March 2024

Loan decisions are made on a case by case basis whic...

5
Loan decisions are made on a case by case basis which means that you get a fair outcome for any loan application you do. I love the pledge savings too, so while I reply my loan I’m also saving Reviewed on: 19th March 2024

Very helpful from start to finish

5
Very helpful from start to finish Reviewed on: 19th March 2024

They don’t add much interest at all !

5
They don’t add much interest at all ! And they help you save aswel as paying off your loan . Reviewed on: 19th March 2024

Easy and friendly

5
I've found it very easy to set up a credit union account, it's been easy in terms of loans and when i call to withdraw its always been pleasant Reviewed on: 19th March 2024

Excellent service Never had any issues with service

5
Never had any issues with service Reviewed on: 19th March 2024

Very nice to use easy to apply No hassle to give b...

5
Very nice to use easy to apply No hassle to give bank details no uploads and very informative very helpful would recommend to family and friends Reviewed on: 19th March 2024

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