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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Can’t thank these guys enough.

5
Can’t thank these guys enough.. having a terrible credit history these were more than willing to help me out Reviewed on: 19th March 2024

Credit union with exceptional service

4
I have a very good experience with Notts and linc credit union. They are good credit manager and reliable. They are honest and transparent in their transactions. Loans approval terms and conditions are very simple to understand. In fact they are reliable and dependable. Reviewed on: 19th March 2024

Fantastic and quick customer service.

5
Fantastic and quick customer service. They based there decision on more than a good credit score it has number ours factors which is the way it should be. Reviewed on: 19th March 2024

Straightforward loan application

5
I applied for a loan online and was approved in a short time. The whole process was easy to follow Reviewed on: 19th March 2024

I needed to consolidate my credit cards into one man...

5
I needed to consolidate my credit cards into one manageable sum and the staff were incredibly helpful and able to do so which enabled me to escape spiralling debt. I have since gone back to get a further loan for my wedding and there help has always been fantastic. Reviewed on: 19th March 2024

Quick easy

5
Quick easy , affordable repayment Reviewed on: 19th March 2024

Little things matter

5
Took a loan out,straight forward, no complications,friendly staff..go above and beyond Reviewed on: 19th March 2024

Fantastic service, I highly recommend becoming a cre...

5
Fantastic service, I highly recommend becoming a credit union member. Reviewed on: 19th March 2024

They are brilliant

5
They are brilliant I would recommend they to any one Reviewed on: 19th March 2024

True i been 1 time later.

3
True i been 1 time later. But they give me on Word 1000£ dont event know me. After few months i pay i apply for them mail about 3k£. But every time they say no, after hard try contact them, every time support be not helpfull too much. Appologase for my English mistakes but its poor like me thank you bye Reviewed on: 19th March 2024

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