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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Easy process, fast and nice people

5
Easy process, fast and nice people Reviewed on: 23rd June 2025

Easy access

5
I took a loan for a small amount. The process was quick and seamless, with the option to top up after a few months. Reviewed on: 23rd June 2025

Clockwise

5
Always helpful and are realy polite to deal with Reviewed on: 23rd June 2025

Very good happy with the service

4
Very good happy with the service Reviewed on: 23rd June 2025

Clockwise staff are very friendly and helpful they h...

5
Clockwise staff are very friendly and helpful they have helped me so many times Reviewed on: 23rd June 2025

Good service and more value for money

5
Good service and more value for money Reviewed on: 23rd June 2025

Very helpful, understanding,.

4
Very helpful, understanding,. An easy to talk to. Reviewed on: 23rd June 2025

Easy process, quick payout once accepted!

5
Easy process, quick payout once accepted! Reviewed on: 23rd June 2025

Excellent and life saving x

5
Excellent and life saving great product and affordable Reviewed on: 23rd June 2025

I have had a really great experience with clockwise...

5
I have had a really great experience with clockwise when ever I have needed a loan or a top up on a loan Reviewed on: 23rd June 2025

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