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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Customer of 10 years

5
Been with clockwise for over 10 years + and there amazing when it comes to loans even if you have bad credit they still give you a chance to sort it out with 3 payments as proof that your paying. And still offer you your loan Reviewed on: 23rd June 2025

my experience with clockwise has always been very he...

5
my experience with clockwise has always been very helpful and very efficient Reviewed on: 23rd June 2025

Very good for getting a loan to help my family in di...

5
Very good for getting a loan to help my family in difficult circumstances Reviewed on: 23rd June 2025

Helped in every way , helped with a loan quickly and...

5
Helped in every way , helped with a loan quickly and efficiently Reviewed on: 23rd June 2025

They are nice and easy to talk to, you don’t feel li...

5
They are nice and easy to talk to, you don’t feel like they look down on you when it comes to getting a loan and the payments are easy and straightforward when it comes to paying back Reviewed on: 23rd June 2025

Great fix when in a rush in times of need...

5
Great fix when in a rush in times of need and emergenc Reviewed on: 23rd June 2025

easy and polite staff, always there for you when you...

5
easy and polite staff, always there for you when you need help Reviewed on: 23rd June 2025

They are really good and very helpful

5
They are really good and very helpful Reviewed on: 23rd June 2025

The loan application

5
The loan application was simple to do and very quick to get to my bank account. They keep me updated on my progress and make things hassle free Reviewed on: 23rd June 2025

Staff always happy to help and pleasant, the intrest...

5
Staff always happy to help and pleasant, the intreste rates are amazing! There just brilliant Reviewed on: 23rd June 2025

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