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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

I have a loan I have never missed a payment but they...

I have a loan I have never missed a payment but they won’t allow me to to have another loan they say they take my credit score into account but I have kept up with my payments and been a loyal customer for over 3 years !! Reviewed on: 23rd June 2025

Having been rejected by the bank for a loan.

Having been rejected by the bank for a loan. I was pleasantly surprised to be accepted by Clockwise Credit Union. Staff were very helpful and polite. Made the whole process a smoothe and pleasant experience. Reviewed on: 23rd June 2025

I've been a customer with Clockwise Credit Union sin...

I've been a customer with Clockwise Credit Union since 2010. I've applied for many loans through (Clockwise Credit Union). The service I've received online and on the app without any problems.I would like to thank CLOCKWISE CREDIT UNION for making my experience a wonderful one. Reviewed on: 23rd June 2025

Excellent service! 5* would recommend

I have been a customer of credit union for many many years! I have always thought it was quick and easy from the start to opening an account, managing savings and having my regular Christmas loan every year. With 2 birthdays also so close to Christmas it helps me to manage money and save whilst I pay off my loan. Very good customer service never had a problem and someone is always happy to help if needed. Fantastic service also would and have recommended to many over the years Reviewed on: 23rd June 2025

My clockwise experience

I’m a new customer with clockwise following transfer from Nottingham credit union, the transfer was straight forward with support at hand if & when needed Reviewed on: 23rd June 2025

Loans clockwise

Fast service, easy application process. Reviewed on: 23rd June 2025

Reliable and helpful service, I have always obtained...

Reliable and helpful service, I have always obtained a reasonable loan when I wanted to, once approved, cash is easily accessible. Reviewed on: 23rd June 2025

A helpful hand in time of need

I needed to make house improvements having moved houses and I was short of cash. I applied for a loan and being new in the country I was not sure I would be successful but to my surprise, I got the exact amount I applied for with an affordable repayment amount and a generous payback period. Reviewed on: 23rd June 2025

Very helpful very fast would recommend and use again

Very helpful very fast would recommend and use again Reviewed on: 23rd June 2025

I've always used credit union and never had a bad ex...

I've always used credit union and never had a bad experience Reviewed on: 23rd June 2025

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