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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4432 reviews)

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4.79

Based on 4,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've been with clockwise since 2018 and the loans ar... I've been with clockwise since 2018 and the loans are easy and affordable, Reviewed on: 8th July 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4432)

With clockwise union I was able to afford things for...

With clockwise union I was able to afford things for my children at such a affordable payment plan to pay back and with this we are soo much happier thanks to you guys before I knew about this I was stressing a lot with bills I was depressed because I felt like I wasn’t doing a lot for my babies but since finding out and all we have changed soo much so thank u clockwise ! Reviewed on: 23rd June 2025

Really clear communication and brilliant loans!

Really clear communication and brilliant loans!! Helped me and my family out massively and affordable prices for a loan Reviewed on: 23rd June 2025

Informative process when applying, easy to understan...

Informative process when applying, easy to understand information including the important small print. Customer service team are friendly polite, knowledgeable and very helpful. The systems they use aren't the most up to date but works very well Reviewed on: 23rd June 2025

Very good customer service always helped me when I n...

Very good customer service always helped me when I needed it Reviewed on: 23rd June 2025

Great service

Kind member of staff who answered a call for me (female, forgot her name). Very easy application, recieved funds within less than a hour of applying. Got a yes within less than a hour too. All excellent. Good pay back amounts too. Can't complain. Thank you! Reviewed on: 22nd June 2025

I had a great experience with clockwose they are rea...

I had a great experience with clockwose they are really understanding and will help you with any queries Reviewed on: 21st June 2025

The only thing that’s annoying me is my account is c...

The only thing that’s annoying me is my account is claiming my passwords are wrong yet I’ve only just changed it and still says it’s wrong Reviewed on: 21st June 2025

Helpful and easy to use

It’s really easy to mange your loans and keep an eye on your saving amount, I also like that it comes straight from my child benefit so I don’t have to worry about anything. Very easy and Smooth service. Reviewed on: 20th June 2025

Been with clockwise since I was 19 and needed carpet...

Been with clockwise since I was 19 and needed carpets etc for new flat. I am 35 now. Always good and don’t give you the loans if you have outstanding debts which stops you from getting into further debt. Reviewed on: 20th June 2025

Loan and now savings

I had a loan many years ago and use the account to put money aside for emergencies and the childrens birthday and Christmas. Staff are always helpful and I wouldn’t use anyone else Reviewed on: 20th June 2025

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