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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Customer Service and online banking solutions

Dear Clockwise Team, I have been banking with Clockwise Credit Union for several years, and I have never encountered any difficulties with your customer service or products. I was pleasantly surprised to discover that I could apply for a loan online without the need for in-person visits, and the funds were transferred to my account in no time. The process is incredibly easy and stress-free. I also spoke with a few team members over the phone regarding my loan, and they were absolutely fantastic. The customer service was outstanding, communication was excellent, and the attention to detail was commendable. I sincerely hope that other banks and financial institutions will take inspiration from your exemplary system. Thank you, Clockwise, for making our lives easier and for helping us manage our accounts wisely and efficiently. Kudos to the entire team! Let’s continue to work together to keep Clockwise’s services at the forefront. Best regards, Ntungwa Godlove Etone Reviewed on: 23rd June 2025

Easy process

It was an easy process and straightforward Reviewed on: 23rd June 2025

Quick and simple easy application.

Quick and simple easy application. There always there to help Reviewed on: 23rd June 2025

My experience is always good and the best

My experience is always good and the best Reviewed on: 23rd June 2025

Sorted me a loan out when I needed it most and when...

Sorted me a loan out when I needed it most and when payment date wasn't ideal for me they changed the date with no problems Reviewed on: 23rd June 2025

Accessible loans

Applied for a loan and decision was made with few hours. Money deposited in my account. Reviewed on: 23rd June 2025

Very helpful Customer service.

Very helpful Customer service. Everything is done quickly and professionally Reviewed on: 23rd June 2025

The Star Company

When I started to transfer over to clockwise, they help me so much. I was able to speak to someone about my worries. When I needed the loan they help me so much. They were patient and understanding. They were so helpful. I would recommend them to all. I have recommend the to my friends and family Reviewed on: 23rd June 2025

Paying off the loan through my salary before tax was...

Paying off the loan through my salary before tax was my first experience with Clockwise. I found this to be the best option for me, and the interest rate is also reasonable. Reviewed on: 23rd June 2025

Easy to apply and a quick response.

Easy to apply and a quick response. Affordable loads that are easy to repay through child benefit which helps so much. Reviewed on: 23rd June 2025

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