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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Efficient & Effective

Really grateful for my account being kept open , very appreciative for the speed I was helped and the support inside the centre I was met with and provided throughout. Reviewed on: 23rd June 2023

Great customer service and easy to use app

Always quick and prompt and responding to questions. And quick easy loan process and repayment plan Reviewed on: 23rd June 2023

It is okay to me because I have big problem two years ago with my car .Nottingham credit union help me bought a car. Thanks so much

Very good thanks so much for helping me Reviewed on: 23rd June 2023

Excellent don't over charge like most banks or other places that do loans

Iv been with credit union for a number of years. Not never ad a problem with them They well on top the customer service is second to none. Always helpful and will help out anyway they can. Martin Reviewed on: 23rd June 2023

Great experience all out

Notts & Lincs credit union was very helpful and would work with me through any problems that arose instead of shutting me down. Greatful for their help getting me through a tough spot, would recommend if you want to be treated fairly and eith respect. Reviewed on: 23rd June 2023

Saved my bacon!

I have had three loans that have helped me over the years and without them I would have experienced great hardship. Reviewed on: 23rd June 2023

Fast and easy loan process, but no financial aid loans for members

They have a fast and easy loan process, but no financial aid loans for members, am hoping in the future they implement a service to help customers that fall into financial crisis. But in all they of good loan services and I will easily recommend nots and Lincs credit union to other. Reviewed on: 23rd June 2023

Great lenders

I have had a few loans from them. Is to apply for one and decision made very quickly. Once approval given, money in bank very quickly. Very impressed with the service they provide and would certainly recommend them Reviewed on: 23rd June 2023

Seized dog by custom

My son has autism, because of the problems with making friends I decided to buy him a dog. After a long research for the right breed and kennel, I decided that Koda malamute puppy will be a perfect choice . We have been preparing for his arrival for several months. I worked 2 jobs to be able to pay for the dog, its transport and for a new fence (so that it wouldn't run away). Unfortunately, on the UK border, customs decided that Koda does not meet the criteria for entry into the UK and will remain in a forced 21-day quarantine. This situation was very stressful, my son was devastated and depressed . I had no concrete information and little contact with APHA. For this stay they billed £1500, payable within 10 days. My financial situation was very bad because of the high costs for the dog and the fence. My credit score it wasnt enough to get any credit. But I found Nottingham Credit Union on my Council website. I applied and got help. Thanks to Nottingham Credit Union, our Koda is now a year old and my son is the happiest child with a wonderful friend for many years. Reviewed on: 23rd June 2023

Excellent service

Excellent service easy to work with would recommend Reviewed on: 23rd June 2023

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