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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Very helpful

Helped when I needed it the most Reviewed on: 23rd June 2023

There when you need them most

My local credit union has an easy to use application system when applying for a loan. They were there when I needed them and didn’t charge the earth like some lenders would! Thank you. Reviewed on: 23rd June 2023

Helped through tough times

Got accepted for a loan very fast, customer service is very helpful, if I did have some issues they were all resolved. So thank you. Reviewed on: 23rd June 2023

Brilliant company

I was declined from other lenders for a loan towards a new sofa for my new place then I went here and was approved this company is the best way of saving and having a loan I thank them for their help and hopefully will be able to use in the future Reviewed on: 23rd June 2023

Very good

Very good . I like . Xxxxxxxxxxxxx Xxxxxxxxxx Reviewed on: 23rd June 2023

Very professional and helpful

Always so happy to help and extremely friendly and will help you to the best of there ability’s they go above and beyond and will never let you leave unsatisfied Reviewed on: 23rd June 2023

My first choice for a emergency loan

I had a couple loans from the company and it was my best decision ever. Reviewed on: 23rd June 2023

Great service overall

I took out a loan of £500 and they talked me through the steps and we found a payment plan that worked within my finances. On top of that, they created a savings account alongside my loan which helped to save me some money while I was paying back the loan. Great service overall Reviewed on: 23rd June 2023

Easy to use and friendly

Applied for a loan was in my bank within 3 days. Staff helpful and friendly Reviewed on: 23rd June 2023

Amazing

This service is fast, easy, reliable. Reviewed on: 23rd June 2023

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