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Clockwise Credit Union: Personal loans reviews

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4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K
Read all reviews See your review

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025
Dami's avatar
Dami

Highly recommend

5
I’ve always used Nottingham credit union for loans and savings ever since they first opened, quick to make decision, easy to use and easy to us app, automatically take repayments, would use again if needed Reviewed on: 6th June 2023
Leanne's avatar
Leanne

My loan

5
Credit union has been amazing and reliable. They assisted me when I was financially down. They are angel. Reviewed on: 6th June 2023
Bridget 's avatar
Bridget

Brilliant

5
Excellent service right when I needed it Reviewed on: 5th June 2023
Leah Kennedy's avatar
Leah Kennedy

Amazing service

5
I had my first loan with notts and lincs last year and they where so easy to deal with! Everyone i spoke to was friendly and efficient. The loan was quickly dealt with. Thanks again. Chris Reviewed on: 5th June 2023
Chris Kildare's avatar
Chris Kildare

loan

4
Very easy to apply , rates a little bit high but it is still ok Reviewed on: 5th June 2023
Linda Grinfelde's avatar
Linda Grinfelde

Amazing

5
Great company, great customer service and very good at sorting any issues out. I would highly recommend this company they are better than any loan or credit card company. Thankyou for being there as a company for me. You have helped me loads. Reviewed on: 5th June 2023
karla .underhill's avatar
karla .underhill

Brilliant

5
Excellent service and great communication between customers and colleagues and I would highly recommend this service to people who want to build a business or need help to go on holiday. Overall the best loan service I’ve ever been too. Reviewed on: 5th June 2023
Tyler Longstaff's avatar
Tyler Longstaff

Amazing

5
They have helped me out straight away no questions asked Reviewed on: 5th June 2023
Joshua Dryden's avatar
Joshua Dryden

amazing

5
Ive had 2 loans with credit union now and they’ve always been amazjng Reviewed on: 5th June 2023
Patricia Turner's avatar
Patricia Turner

The personal touch

5
always easy to contact a person to assist with any enquiry, understanding and caring approach with full explanation of any transactions , I have been a member for over 5 years and used the facilities on many many occasions for a seamless and speedy transactions . Reviewed on: 5th June 2023
Nora Beale's avatar
Nora Beale

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