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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Life savers

Helped me out with a loan when I needed it the most with a new baby. Very helpful. Thankyou Notts and lincs credit union. Reviewed on: 30th May 2023

Best lender around

Smooth and stress free ...I eould highly recommend the services to friends families and colleagues for a loan that is affordable and easy to pay back .Getting thr loan was not difficult unlike most banks it went through without difficulty . As a long standing customer I am drill happy with the service provided. Reviewed on: 30th May 2023

Loan

Really great company would recommend this to people. Gave me a loan with my bad credit history when no one else did. Such an amazing company Thanks a lot to them. Reviewed on: 30th May 2023

Simply fantastic

NLCU helped me out when I needed it most!! Reviewed on: 30th May 2023

Easy friendly non judgmental

Easy to apply and you save as you repay so at end of the loan you have also built up savings. It’s easy to set up having shares from your wages which makes it even easier to manage. Reviewed on: 30th May 2023

Easy and transparent service

The website is easy to navigate, plus all the processes for applying for and managing the loan are straightforward to follow. Highly recommended! Reviewed on: 30th May 2023

Low interest loan affordable

Credit Union has enabled me to travel, buy a new car and house improvements they have always treated me fairly and always look at my outgoings to ensure I do not incur finical difficulties. They are available to offer support and advice and are very approachable. I am extremely thankful to Credit Union and always encourage people to save with them, they are the best. Reviewed on: 30th May 2023

Highly recommend

Very fast service and very polite and helpful on the phones Reviewed on: 30th May 2023

Good service

Quick and convenient method of lending with added incentive of savings while repaying Reviewed on: 30th May 2023

Absolute life saver

This place has come in handy twice for me now to be able to re-decorate certain parts of my home as well as pledging savings st the same time. Its quick simple and easy to use. Amazing Reviewed on: 30th May 2023

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