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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,531 reviews, last reviewed 11th Jul 2026
1449% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good fantastic service will get another one Very good fantastic service will get another one Reviewed on: 11th July 2026
Michelle G's avatar
Michelle G

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4531)

Ive had every bit of help needed straight away

5
Ive had every bit of help needed straight away Reviewed on: 29th April 2025

I'd go nowhere else for a loan - 100%

5
I'd go nowhere else for a loan - trustworthy and uncomplicated, thankyou. Reviewed on: 29th April 2025

Customer opinion

5
I have been a clockwork credit customer for several years and have never once had issues with them Reviewed on: 29th April 2025

They was very kind and professional, very quick resp...

5
They was very kind and professional, very quick responses and never told one lie, honest and gave me a loan that best suited my needs and affordability Reviewed on: 29th April 2025

Single parent with poor credit rating

5
I’m a single mother, responsible for 3 children, poor credit rating, works full time, with a mortgage, received no maintenance from my ex - Coventry Credit Union enabled me to buy Christmas presents for my children with a £500 starter loan which I repaid and I was then able to borrow larger amounts. Reviewed on: 29th April 2025

They was will to help me when I couldn’t get a loan...

5
They was will to help me when I couldn’t get a loan anywhere else Reviewed on: 29th April 2025

help when you need it

5
help when you need it, considerate and profesional Reviewed on: 29th April 2025

I did not like at the beginning the help received du...

5
I did not like at the beginning the help received due to some financial situation but everything got resolved. Reviewed on: 29th April 2025

Very helpful service, good costumer service ,quick...

5
Very helpful service, good costumer service ,quick service I'm very happy Reviewed on: 29th April 2025

When I first had a loan and paid it off I didn't rea...

5
When I first had a loan and paid it off I didn't realise that if I continued to pay in the money would be saved. Reviewed on: 29th April 2025

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