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Clockwise Credit Union: Personal loans reviews

4.89
Based on 3,414 reviews, last reviewed 3rd May 2026
45500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant experience Brilliant experience helped out so much would definitely recommend Reviewed on: 3rd May 2026
Ellen B's avatar
Ellen B

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (3414)

Great support

5
Credit union helped me when I really needed it. It took a weight off my mind. Reviewed on: 30th May 2023

Fantastic team, great help

5
I heard about credit unions from an interview with the actor Michael Sheen on the One Show. Having a credit union available to me has meant I have been able to get on top of my finances and pay off a sizeable chunk of debt which was keeping me up at night. The team at NCLU were incredibly helpful and happy to help me and when I needed a top up loan for my wedding, the process was super simple and I was glad I stayed with NCLU for my loan needs. Thank you very much for your help. Reviewed on: 30th May 2023

Amazing helps so much

5
Amazing Notts credit union always there to help always recommend to friends and family. Reviewed on: 30th May 2023

They gave me loan in 3 days. Thanks to them

3
They are really good and helping people. Reviewed on: 30th May 2023

Supportive kind and professional

5
I approached NLCU 2years ago when I needed a small loan but had a poor credit rating. They were so kind and supportive and non judgmental. I was able to maintain my repayments whilst also making a savings pledge each month. It was stress free and easy to communicate with them, the whole process helps to rebuild my credit rating. I will always choose them as my first point of call if I need financial help. Reviewed on: 30th May 2023

Amazing for help

5
Well I’ve had two credit union loans and have been amazed by the service from them. Whenever I’ve phoned to ask questions they are always so polite and do everything you need there and then. Reviewed on: 30th May 2023

Highly recommend

4
Very helpful staff. Great communication! Reviewed on: 30th May 2023

Very easy to apply

5
No complaints even easier with it being taken from child benefit so I don't miss payments Reviewed on: 30th May 2023

Brilliantly helpful

5
Fantastic service. The staff go above and beyond to help you get the service that you need. Easy to pay back loans and brilliant rates Reviewed on: 30th May 2023

Friendly, quick service!!

5
Highly highly recommend notts credit union, because when me and my partner was struggling we contacted the company and the response so was quick and very understanding! I honestly couldn’t recommend them anymore. Any time I’ve need help or advice that again have been very quick to respond. Very thankful ❤️ Reviewed on: 30th May 2023

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