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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.79
Based on 4,531 reviews, last reviewed 11th Jul 2026
1449% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good fantastic service will get another one Very good fantastic service will get another one Reviewed on: 11th July 2026
Michelle G's avatar
Michelle G

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4531)

Whenever i needed some help i could count on Clockwi...

5
Whenever i needed some help i could count on Clockwise . It was simple and quick to process application. Reviewed on: 29th April 2025
Miroslaw T's avatar
Miroslaw T

Credit union has saved me more then once when I’ve n...

5
Credit union has saved me more then once when I’ve needed a loan to help with how tight money is now with the rise in every day life Reviewed on: 29th April 2025
Chrissea t's avatar
Chrissea t

They consider individual circumstances when assessin...

5
They consider individual circumstances when assessing loan applications and aim to provide affordable credit to all members, regardless of credit history or financial status Clockwise also encourages responsible borrowing and offers rewards for saving while repaying a loan. Reviewed on: 29th April 2025
Sophie 's avatar
Sophie

Clockwise Credit Union made the loan process smooth...

5
Clockwise Credit Union made the loan process smooth and stress-free. The staff was friendly, helpful, and responded quickly to my questions. Everything was explained clearly, and I felt supported throughout. Reviewed on: 29th April 2025
IA's avatar
IA

Quick helpfull excellent service

5
Quick helpfull excellent service Reviewed on: 29th April 2025
Tina Frost's avatar
Tina Frost

I have had 2 loans from this company, it’s easy to a...

5
I have had 2 loans from this company, it’s easy to apply the application is pretty easy. pay out is pretty quick but it depends on how quick you get the information back to them Reviewed on: 29th April 2025
Kylie l's avatar
Kylie l

Must be the best credit union in the country

5
After the merge with Notts/Lincs credit Union - Clockwise have been professional and maintained communication throughout. Clockwise have the best team of customer advisors and the web and app are always up to date. Clockwise must be the best credit union in the country Reviewed on: 29th April 2025
Kurtis B's avatar
Kurtis B

A happy, repeat customer

4
I have had several small loans from clockwise and I have found them to be a stress free and quick solution when I need them. They are always happy to help and their customer service is great. Reviewed on: 29th April 2025
Rebecca P's avatar
Rebecca P

I'm currently on my third loan with clockwise and I...

5
I'm currently on my third loan with clockwise and I will continue to use them in the future. I've never had a problem and Customer services is brilliant Reviewed on: 29th April 2025
Sam's avatar
Sam

Great monthly repayments!

5
Great monthly repayments! Good interest rate compared with other credit unions - Highly recommend! Reviewed on: 29th April 2025
Kamron t's avatar
Kamron t

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