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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

I have 5 aunties wonting to close thier accounts af...

5
I have 5 aunties wonting to close thier accounts after Coventry city’s credit union office closed and everything became on line they feel left behind and forgotten about as my mother was one of your first members when opened in Coventry and I completely agree with them your phone staff are rood and don’t have time to help elderly people not on line witch has lead to my auntie’s being very upset this decision did not help Coventry member’s Lisa maggs Reviewed on: 15th April 2025
Lisa's avatar
Lisa

Great loans

5
Great loan system with competative rates. Reviewed on: 15th April 2025
Bob S's avatar
Bob S

Very easy process, BUT

5
Very easy process, was very back and forth with the adviser though about proof of setting up my standing order which was frustrating he didn't really explain properly what I needed to do, but I worked it out myself. If I wasn't tech savvy I wouldn't have known, so that could have been abit bad if it was somebody that wasn't. But apart from that, it was smooth. Reviewed on: 15th April 2025
sophie c's avatar
sophie c

I've been with clocks a few years now it very good b...

5
I've been with clocks a few years now it very good but the intrest in laods are very high Reviewed on: 15th April 2025
Jade's avatar
Jade

Amazing experience, lovely staff very helpful

5
Amazing experience, lovely staff very helpful Reviewed on: 15th April 2025
Rhianne L's avatar
Rhianne L

Very helpful always kept you informed

5
Very helpful always kept you informed Reviewed on: 15th April 2025
Lester a's avatar
Lester a

always friendly and very quick to sort out loans and...

5
always friendly and very quick to sort out loans and any questions Reviewed on: 15th April 2025
ruth c's avatar
ruth c

Amazing would recommend to everyone they are fast ea...

5
Amazing would recommend to everyone they are fast easy and reliable Reviewed on: 15th April 2025
Brandon D's avatar
Brandon D

Really easy to apply very helpful staff

5
Really easy to apply very helpful staff Reviewed on: 15th April 2025
Naomi C's avatar
Naomi C

An inclusive Credit Union, with good customer service.

4
An inclusive Credit Union, with good customer service. Only a few complaints: Slow Interaction, High APR & slightly controlling. Other than that, most interactions are almost perfect and not stressful. The app works seamlessly, contacting the Credit Union has been made simple; with many ways in contacting them. Overall, in my own opinion, the Credit Union is: in good working order, with only a few tweaks to make it perfect. Reviewed on: 15th April 2025
Elliot's avatar
Elliot

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