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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Very helpful very handy very affordable

5
Very helpful very handy very affordable Reviewed on: 15th April 2025

Technology wise and interest rate very okay

5
Technology wise and interest rate very okay Reviewed on: 15th April 2025

To be honest when I came to clockwise I needed help...

5
To be honest when I came to clockwise I needed help with a loan and straight away they helped me and I'm ever so grateful cause its helped in so many ways Reviewed on: 15th April 2025

The application process is easy, the decision is qui...

5
The application process is easy, the decision is quick and the repayments are affordable. Reviewed on: 15th April 2025

Great fast very supportive and helpful when needed

5
Great fast very supportive and helpful when needed Reviewed on: 15th April 2025

Supportive company

5
They help me in my time of need and help with a range of things, already recommended them to friends and family Reviewed on: 15th April 2025

Easy application and fast processing time with good...

5
Easy application and fast processing time with good communication Reviewed on: 15th April 2025

I struggled getting a loan to help with many things...

5
I struggled getting a loan to help with many things for my disabled son, this loan was the fastest easiest loan I have ever got. I've never been so happy and stress free about borrowing money from a lender. I have told all my friends and family about clockwise and they have gone on to use them and have also said the same thing. Very impressed. Reviewed on: 15th April 2025

Helpful staff , easy to use website

5
Always on hand helpful staff during opening times. The app is easy to use and simple. Overall just easy to work and manage and always considerate of all circumstances not just what is on a piece of paper that is outdated from your current situation. Reviewed on: 15th April 2025

Helpful and understanding.

5
Helpful and understanding. Helped me out of a sticky situation. Reviewed on: 15th April 2025

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