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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Fast Response

5
When needed was quick in response to my request and decision making and getting the money into my account Reviewed on: 15th April 2025

Staff are always willing to help & advice you

5
Staff are always willing to help & advice you Reviewed on: 15th April 2025

There to help and answer any questions

5
There to help and answer any questions Reviewed on: 15th April 2025

Reliable

5
Always been there to help when times are hard with no judgement. Reviewed on: 15th April 2025

They really do help whenever and they are really qui...

5
They really do help whenever and they are really quick at replying Reviewed on: 15th April 2025

The staff have always been polite and helpful They n...

5
The staff have always been polite and helpful They never rush you and listen intensely to your request And always give you good advice excellent service Reviewed on: 15th April 2025

Great communication.

5
Great communication. Friendly service and always helpful with quick responses on any query I have had. Reviewed on: 15th April 2025

So much helpfull

5
I have used their loans for more than 5 years now the process is easy and the reasonable interest rates they communicate with you very well until the end of the process Thank you so much. Reviewed on: 15th April 2025

There always on time no fuss they make sure they do...

5
There always on time no fuss they make sure they do it straight away Reviewed on: 15th April 2025

My first ever Loan and they was very kind helpful an...

5
My first ever Loan and they was very kind helpful and supportive. It was even easier than I thought to sort out all the paperwork and documents. Reviewed on: 15th April 2025

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