Paid advertisement
Smart Money People Logo
Newsletter

Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Clockwise Credit Union Personal loans reviews (4558)

Excellent service, every time.

5
Any time I apply for a loan (and I've applied for a few) it is always quick service and I receive a response in less than a week. Once the loan is improved the money goes in. Reviewed on: 5th April 2024

Amazing, i love how they take a percentage of what y...

5
Amazing, i love how they take a percentage of what you pay monthly into a savings for you to then receive once the loans payed off, not only that but theyre super quick handing you the money once applied and are successful :) not to mention the customer service and how helpful and quick they are at replying to your questions or if you have a worry ect Reviewed on: 5th April 2024

Good service delivery, very prompt in rendering serv...

5
Good service delivery, very prompt in rendering services. I really enjoyed the loan given me and the payment rate excellent. Reviewed on: 5th April 2024

Very good customer service.

5
Very good customer service. Made my experience very easy to navigate. Would recommend without hesitation. Reviewed on: 5th April 2024

I’ve had three loans from them and they’ve both been...

5
I’ve had three loans from them and they’ve both been very quick, also been very understanding when I’ve had difficulty falling behind with payments Reviewed on: 5th April 2024

Always good to deal with and hassle free

5
Always good to deal with and hassle free Reviewed on: 5th April 2024

Clear and concise information given, polite advisors...

5
Clear and concise information given, polite advisors and fair interest rates Reviewed on: 5th April 2024

Great friendly service always supportive and helpful

5
Great friendly service always supportive and helpful Reviewed on: 5th April 2024

Affordable loans and help with saving

5
Affordable loans and help with saving Reviewed on: 5th April 2024

Helped me out massively really appreciate it

5
Helped me out massively really appreciate it Reviewed on: 5th April 2024

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Clockwise Credit Union?

    View all products