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Clockwise Credit Union: Personal loans reviews

4.81
Based on 3,868 reviews, last reviewed 23rd May 2026
43500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was a fast and easy process, staff was very help... It was a fast and easy process, staff was very helpful. Reviewed on: 23rd May 2026
Theresa h's avatar
Theresa h

Latest lowest rating:

1

When I need to make a important payment it's always... When I need to make a important payment it's always unable to do so needs further checks contact us. Which is impossible and even more so at the weeke... Read more Reviewed on: 23rd May 2026
Rhea Day's avatar
Rhea Day

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (3868)

Good Fast and Frendley service.

5
When I call them l always get a great response and everything is sorted out there and then. The staff can't do enough for me. I am glad I joined Notts and Lincs Credit Union. Reviewed on: 30th May 2023

Straight forward and fair

5
Quick decision regarding a loan. Minimum formalities, clear conditions, reasonable APR Reviewed on: 30th May 2023

Excellent

5
I would definitely recommend this company for a loan to any body who wants one Reviewed on: 30th May 2023

Quick, great service

5
Quick and efficient. Loan approved within a few days, approved for a large loan. Great to spread across a through years. My partner has used several times and always excellent reviews. Recommend this service. Reviewed on: 30th May 2023

Support when I needed it the most

5
I was a newbie to credit union but was told by word of mouth they were the most supportive and reliable company to go to for loans which prompted me to look into it further and apply. When I applied it was simple and stress free. I’ve been committed to every payment since being accepted for my loan ,but on one occasion my bank had a bit of a oopsie dasie which my payment didn’t go through. Credit union contacted me the next day to inform me the payment was unsuccessful which if they didn’t I would of been none the wiser until a later date so I believe this to be very beneficial. Once I had realised I explained my circumstances they were very understanding and told me to phone when this error was corrected but not to worry which as you can imagine anything like this can ruffle your feathers but again they made this a easy and less stressful matter. They are very understanding of any circumstances, don’t judge and there when it matters most! Reviewed on: 30th May 2023

Excellent and welcoming staff

5
Excellent experience with the union, if i ever come into problems financially they were there to help Reviewed on: 30th May 2023

Excellent

5
Always happy to help, quick service great for savings also Reviewed on: 30th May 2023

Great organisation!

5
Friendly staff - really happy to help. Reviewed on: 30th May 2023

Great place!

5
I love having credit union under my belt, it’s very reasonable, helpful and always great to stay upto date with payments so you can keep taking loans. Staff are polite and helpful when needed! Reviewed on: 30th May 2023

Best service

5
Easy to use and really good communication. Really helped to keep a roof over my head and cannot fault the service. Would have been homeless without the help I received. Absolute 10 star service. Reviewed on: 30th May 2023

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