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Clockwise Credit Union: Personal loans reviews

4.80
Based on 4,549 reviews, last reviewed 14th Jul 2026
796% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very happy with the clockwise That's the best excellent idea to chose the clockwise Reviewed on: 14th July 2026
Sanita P's avatar
Sanita P

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4551)

Always lovely, considerate friendly staff.

5
Always lovely, considerate friendly staff. Very helpful. Never had a bad experience with them and literally life savers. Have recommended to a number of friends/family Reviewed on: 29th March 2024

The application process is easy and quick.

5
The application process is easy and quick. The confirmation of acceptance of my request was prompt and any queries I had about the process were answered fully enabling me to make appropriate decisions Reviewed on: 27th March 2024

I applied for my first loan and was excepted which w...

4
I applied for my first loan and was excepted which was good. Reviewed on: 25th March 2024

Happy customer and always happy to cone back

5
I gave been with credit union for 5years now and l am a happy customer. Staff are very good and always happy to help Reviewed on: 23rd March 2024

Been excellent paid money when needed also answered...

5
Been excellent paid money when needed also answered calls and always helped if needed Reviewed on: 22nd March 2024

provided advice on the type and length of loan.

5
Staff provided advice on the type and length of loan and affordable repayments when I was in between roles/in part time work.The advice was invaluable and helped me and my family move through a difficult period ,to where we were able to clear the remaining part/majority of the loan in 1 payment due to an inheritance/change of circumstances. I have not used the services again but would encourage others too at any point. Very considerate staff ,online and in person, thanks again. Reviewed on: 22nd March 2024

Considerate

5
Credit union has always come through to me when I need them Reviewed on: 22nd March 2024

Constant emails telling me to apply for loan and wha...

2
Constant emails telling me to apply for loan and what's on offer deal wise, constantly rejected Reviewed on: 22nd March 2024

Friendly simple service which is easy to access.

5
Friendly simple service which is easy to access. Reviewed on: 21st March 2024

Amazing service , verry quik and easy , also very he...

5
Amazing service , verry quik and easy , also very helpfull Reviewed on: 21st March 2024

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