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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

They helped me and helped me again so I'm very...

5
They helped me and helped me again so I'm very happy Reviewed on: 19th March 2024

Great service and polite.

5
Great service and polite. Very quick and online managable account Reviewed on: 19th March 2024

Very good union .

5
Very good union .Long decision credit Reviewed on: 19th March 2024

Karison Mutema

5
The loans are flexible and easily accessible Reviewed on: 19th March 2024

Fantastic value and always helpful

5
Have found them always to be extremely helpful and their loans are great value, especially as somebody who has a less than great credit rating. They have always been quick to get back to me and answer any queries. Reviewed on: 19th March 2024

Very organised and reliable service.

5
Very organised and reliable service. Very good understanding of economic society and very helpful for the ones who need it. Reviewed on: 19th March 2024

Gave me a chance when nobody else would, trying to r...

5
Gave me a chance when nobody else would, trying to rebuild my credit rating. Great company with great service! Reviewed on: 19th March 2024

It was very straightforward and the people were very...

5
It was very straightforward and the people were very helpful and friendly Reviewed on: 19th March 2024

Easy application

5
I found the application process easy and more personal- you can also link your bank account to show your income. Reviewed on: 8th September 2023

Happy to help with a great service

5
Great around happy to help and very friendly Reviewed on: 14th August 2023

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