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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Hardship

5
Been very good especially when I have been going and still am going through serious illnesses after catching covid twice one day apart Reviewed on: 11th August 2023
Andrew Tuddenham's avatar
Andrew Tuddenham

Amazing

5
Great credit union - friendly and helpful throughout Reviewed on: 8th August 2023
Shane Walsh's avatar
Shane Walsh

Amazing

5
Very helpful and understanding , also a great place to also save money Reviewed on: 8th August 2023
Dwanika Ryan's avatar
Dwanika Ryan

I was struggling financially credit Union Notts loans me some money and helped built my credit history up.

5
I had a great experience with Notts Credit Union staff members are approachable, listened to your problems attentive , assist to solve it whilst smiling and assuring you to be calm it’s will sorted immediately. I will definitely recommend them to friends and family. Reviewed on: 7th August 2023
Channy's avatar
Channy

Loan repayment

4
Ncu we’re patient and understanding with my loan repayments Reviewed on: 4th August 2023
Shez's avatar
Shez

Excellent Company

5
Very attentive and thorough. It's great how your not dealing with a computer and a human goes through your details to decide whether or not your suitable for a loan. Its great how they put away £10 from your loan repayments into a savings account, so you have something back once the loan is paid off. Highly recommend! Reviewed on: 4th August 2023
Rell Olivia's avatar
Rell Olivia

Great for unexpected expenses!

5
I took a loan out to cover Christmas last year when my husband became unable to work for 6 weeks due to ill health. Really saved us being able to borrow whilst having it paid back through my wages at work over a manageable time. Reviewed on: 3rd August 2023
Sam Austin's avatar
Sam Austin

Great Company!

4
Really good company that are always helpful and respond quickly to applications. Reviewed on: 2nd August 2023
Ashley Shand's avatar
Ashley Shand

Very fast and helps in everyway possible.

5
I have had 2 loans from them so far and they have been brilliant and understanding and have always helped me the best they can and its brilliant for people that don't have excellent credit score too just want to say thankyou. Reviewed on: 1st August 2023
Catherine Amess's avatar
Catherine Amess

Amazing fast and affordable

5
I have used credit union for over 10 years also fast and efficient and friendly and affordable and easy to use and check loans and saving Reviewed on: 1st August 2023
Mel Toplis's avatar
Mel Toplis

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