Write a review

Go to business site

Cockle Finance: Personal loans reviews

Name: Personal loans
Rating: 4.98 (813 reviews)

View other Cockle Finance products

4.98

Based on 813 reviews, last reviewed 8th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

Unbelievable experience very simple process and very... Unbelievable experience very simple process and very excellent customer service Reviewed on: 8th September 2025

Latest lowest rating:

1

Won’t be using these again At first thought was good then when you miss payments well it’s like the world ended for them won’t stop and then accuse you of ingnorng them when peo... Read more Reviewed on: 17th January 2024

Read all reviews See your review

About this product

Cockle Finance help you find flexible loans with no credit reference checks.

If Cockle Finance can’t offer you a loan as a direct lender, they can act as a credit broker to help you find a loan with another company but this could involve a credit check. You can apply for a Cockle Finance loan on their website.

Cockle Finance personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Cockle Finance before, you can also leave a review and share your experience.

Awards

Customer service champion 2025

Awarded to the company with the highest customer service score from customer reviews.

Cockle Finance Personal loans reviews (813)

Review of the Cockle Finance, Personal loans:

Highly recommend them

The company is great and very affordable. they are a very polite and I would recommend them to anyone Reviewed on: 22nd June 2020

Best loan company

Great company, nothing is too much trouble for them. Very approachable Reviewed on: 28th July 2023

So nice to deal with real people & not robots at this family business!

Dan was super friendly & I felt they were fair in terms of deciding how much they would lend as a first time customer. I feel much happier dealing with a local family run business. I felt treated like a person & not a number. Reviewed on: 27th July 2023

Excellent service

Had small loan! Dan is the most politest efficient helpful person at the company! Applied Monday got money Wednesday easy application process would completely use again or recommend to anyone thank you cockle finance x Reviewed on: 26th July 2023

Brilliant company

I have been with a j cockle for a while now and they have been to understanding and supportive with my payments I would always recommend them to othe people Reviewed on: 26th July 2023

Outstanding

Outstanding company very friendly friendly and helpful alway polite family run company would absolutely recommend to anybody brilliant Service I remember Coco Finance from when I was a child as my parents were customers and now I’m a customer absolutely outstanding cannot recommend enough Reviewed on: 25th July 2023

A family run loan company for everone

I have been with aj cockle for some years and have never had any issues or problems with the loan or the people that work there very friendly and will help with advice or any questions you may have Reviewed on: 25th July 2023

Great Customer Serrvice/ Fast and Efficient

I have found Cockle Finance online. I have received one of the best service so far, in comparison to a door to door lending. Great customer service and I’ll be happy to recommend other friends and family to this wonderful company. Reviewed on: 21st July 2023

A pleasure to deal with

Cockle offers a quick and convenient process. No late payment fees or charges. Lovely friendly team to deal with. Would highly recommend. Reviewed on: 21st July 2023

Cockle Finance

Outstanding customer service, really friendly staff, would definitely recommend Reviewed on: 20th July 2023

Good service

Very good customer service and quick and easy to apply online As being a former customer Reviewed on: 19th July 2023

Alternative products

Peer to peer lending (discontinued)
from QuidCycle (inactive company) 2.00 from 1 reviews
Pawnbroker
from Browns Pawnbrokers 0.00 from 0 reviews
Loans (discontinued)
from National Fire Savers Credit Union (inactive company) 1.00 from 1 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub