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Cynergy Bank: Personal savings reviews

Name: Personal savings
Rating: 4.71 (218 reviews)

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4.71

Based on 218 reviews, last reviewed 11th Jun 2026

32% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

84%

11%

2 star

Latest highest rating:

5

Cynergy reward loyalty. Cynergy reward loyalty. Although it took a while to get their banking app user friendly. They’ve now got it together to enable customers to bank with ... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Avoid this bank Despite my Cynergy fixed term bond having expired almost 3 weeks ago, I've still to receive the interest I am due. Cynergy have given no explanation f... Read more Reviewed on: 30th May 2026

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About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (218)

Quick and Easy

Always have an accesable website which is quick and easy to use, although the App is faster. Can open/close move balances all very quickly Reviewed on: 27th March 2026

Have always been happy in my dealings with Cynergy B...

Have always been happy in my dealings with Cynergy Bank Reviewed on: 27th March 2026

Competitive Interest rates.

Competitive Interest rates. Good customer service. Reviewed on: 26th March 2026

The best

Brilliant in every way, whether online, app or phone. Always gives best service. Reviewed on: 26th March 2026

Efficient.

Efficient. Easy to use app. Fair rate of interest. Reviewed on: 26th March 2026

Excellent bank

Website easy to use no problems, often access my account onl line Reviewed on: 26th March 2026

Very satisfied.

The application process is straightforward, the app is easy to use and moving funds in or out is a breeze. Very happy. Reviewed on: 26th March 2026

Customer Service good.

Helpful staff if you need to phone. Reviewed on: 26th March 2026

Consistent competitive interest rates...

Consistently offers very competitive interest rates on their easy access savings products without the short term interest rates boosts other providers use to capture savers Reviewed on: 26th March 2026

Great Bank so easy to use.

Martin Lewis recommended a few years ago and we have had savings with them ever since. Reviewed on: 25th March 2026

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