Paid advertisement
Smart Money People Logo
Newsletter

Cynergy Bank: Personal savings reviews

4.71
Based on 217 reviews, last reviewed 30th May 2026
3380% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
11%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

4

Every time i have had a query it has been dealt with... Every time i have had a query it has been dealt with in a very professional manner. So far so good. Reviewed on: 20th April 2026
ML 's avatar
ML

Latest lowest rating:

1

Avoid this bank Despite my Cynergy fixed term bond having expired almost 3 weeks ago, I've still to receive the interest I am due. Cynergy have given no explanation f... Read more Reviewed on: 30th May 2026
AH's avatar
AH

About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

Review Cynergy Bank: Personal savings now

Help others make smarter decisions by sharing your own experience. Write a review

Cynergy Bank Personal savings reviews (217)

Have always been happy in my dealings with Cynergy B...

5
Have always been happy in my dealings with Cynergy Bank Reviewed on: 27th March 2026

Competitive Interest rates.

5
Competitive Interest rates. Good customer service. Reviewed on: 26th March 2026

The best

5
Brilliant in every way, whether online, app or phone. Always gives best service. Reviewed on: 26th March 2026

Efficient.

5
Efficient. Easy to use app. Fair rate of interest. Reviewed on: 26th March 2026

Excellent bank

5
Website easy to use no problems, often access my account onl line Reviewed on: 26th March 2026

Very satisfied.

5
The application process is straightforward, the app is easy to use and moving funds in or out is a breeze. Very happy. Reviewed on: 26th March 2026

Customer Service good.

5
Helpful staff if you need to phone. Reviewed on: 26th March 2026

Consistent competitive interest rates...

5
Consistently offers very competitive interest rates on their easy access savings products without the short term interest rates boosts other providers use to capture savers Reviewed on: 26th March 2026

Great Bank so easy to use.

5
Martin Lewis recommended a few years ago and we have had savings with them ever since. Reviewed on: 25th March 2026

All good!

5
All my interactions with the bank regarding savings accounts have been good. No complaints. Reviewed on: 25th March 2026

Do you have a different Cynergy Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Cynergy Bank?

    View all products