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Cynergy Bank: Personal savings reviews

4.78
Based on 175 reviews, last reviewed 2nd Apr 2026
14400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Straightfoward and easy to deal with I have always found managing my Cynergy Bank accounts, using their website or app, straightforward and stress free. They offer competitive rates and a... Read more Reviewed on: 2nd April 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

The worst customer experience. Avoid . The most frustrating customer service experience purely caused by Cynergy Banks own making.. Avoid at all cost. Reviewed on: 31st March 2026
PETER J's avatar
PETER J

About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (175)

friendly helpful customer service.

5
friendly helpful customer service. Easy app. Reviewed on: 24th March 2026

Never had any difficulty managing my accounts online.

5
Never had any difficulty managing my accounts online. Good interest rates. Reviewed on: 24th March 2026

Online is Easy to open new easy access accounts and...

5
Online is Easy to open new easy access accounts and transfer to higher interest accounts within Cynergy Reviewed on: 24th March 2026

Good service

5
I am content with the Bank when I call Reviewed on: 24th March 2026

Great rates , Easy to open and manage accounts.

5
Great rates , Easy to open and manage accounts. Really helpful if you need to call them Reviewed on: 24th March 2026

A good trusted bank to manage your savings.

5
The bank offers good competitive rates of interest and staff are at hand to help solve issues if they arise. Have had pleasant and friendly communication in the past. Reviewed on: 24th March 2026

Lack of Empathy

3
Being of senior age without all the ways of opening and using accounts as we do with others, Cynergy expect you to jump through hoops. We were customers but not again when we can speak with people in other Savers, who have empathy and are caring. The security is far from easy to use and as we have no mobile phone or camera, Cynergy will not faeture in our savings programme Reviewed on: 24th March 2026

Excellent Bank

5
Excellent banks good communication Excellent service Reviewed on: 24th March 2026

great support to the customer.

5
great support to the customer.excellent service always there when needed Reviewed on: 24th March 2026

Always been happy with service

5
Always been happy with service and competitive interest rates Reviewed on: 23rd March 2026

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